Allegany County and Cuba Town property record for 20 Willow St, Cuba, NY 14727
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,038 sqft · built 1850 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $31,000 (Aug 2005) |
| Tax Bill | $2,177 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| APN | 024801 179.7-1-67 |
| Primary APN | 024801 179.7-1-67 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Upper Floors Area | 362 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Depth | 165 ft Depth |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000449 |
|---|---|
| Street Address | 20 WILLOW ST |
| City | CUBA |
| State | NY |
| Zip | 14727-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GL44 |
| Legal Block | 1 |
| Legal Lot Number | 67.000 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | CUBA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950500 |
Source: Allegany County and Cuba Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 WILLOW ST, CUBA, NY 14727-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2005 · Amount on Record |
| Deed Sale | Aug 10, 2005 · Amount on Record |
| Prior Sale | Aug 5, 1999 · Amount on Record |
| Deed Book / Page | 1439 / 41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 20 WILLOW ST, CUBA, NY 14727-1414 |
| Document Number | 0000094383 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20 WILLOW ST CUBA NY 147271414, CUBA, NY 14727-1414 |
| Document Number | 0000094383 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 94383 |
| Name | HOUSING FIN AGCY |
|---|---|
| Type | Funding / Finance Company |
| Address | NEW YORK, NY 10022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Cuba Town |
| Municipality | Cuba Village |
| Unified School District | Cuba-Rushford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,177.00 (+38.66%) Homeowner's exemption | ||
| 2025 | $1,570.00 | $35,000 (-31.37%) Land $9,300 Building $25,700 | $35,714 (-29.97%) Land $9,490 Building $26,224 |
| 2023 | $51,000 Land $10,900 Building $40,100 | $51,000 Land $10,900 Building $40,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Feb 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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