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20 Whitney Gate, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 20 Whitney Gate, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,324 sqft · built 1962
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$885,000 (Nov 2023)
Tax Bill$16,350 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 75.-4-39

Property Details

APN / Parcel Number

Primary APN473489 75.-4-39
Alternative APNs
  • 0800-075.00-04.00-039.000
  • 348907500000040390000000
  • 47340018389

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,324 sqft Living Area
Gross Area3,190 sqft
1st Floor Area1,132 sqft
2nd Floor Area840 sqft
Upper Floors Area352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleColonial
Exterior MaterialWood
Lot Area22,651 sqft (0.52 acres)
View / LotSuburban
Garage TypeAttached
Garage Area826 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address20 WHITNEY GATE
CitySMITHTOWN
StateNY
Zip11787-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-607901 TC-70 *3150 LOT 8 RIVER HILL
Legal Block4
Legal Lot Number39
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2009
Census Tract134908

Owner

20 Whitney Gate is owned by two individuals who bought it in November 2023.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address1384 N CLINTON AVE, 3025, BAY SHORE, NY 11706-4024
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on File
Deed SaleNov 1, 2023 · Amount on File
Deed Book / Page13223 / 956
Record UpdatedSep 20, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateNov 1, 2023
Property Address20 WHITNEY GATE, SMITHTOWN, NY 11787-1747
Document Number0132230956
Book / Page13223 / 956
Instrument DateSep 13, 2023
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1384 N CLINTON AVE # 3025, 3025, BAY SHORE, NY 11706-4024

Mortgage

Document Number0023544940
DateNov 1, 2023
Instrument23544/940
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,713 Land $550 Building $6,163$839,125 Land $68,750 Building $770,375
2024$16,350.00
2023$6,713 Land $550 Building $6,163$7,716 Land $632 Building $7,084

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Whitney Gate in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Whitney Gate is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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