16 Whitney Gate, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 16 Whitney Gate, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,324 sqft · built 1960
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Dec 2020)
Tax Bill$16,773 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 75.-4-37

Property Details

APN / Parcel Number

Primary APN473489 75.-4-37
Alternative APNs
  • 0800-075.00-04.00-037.000
  • 348907500000040370000000
  • 47340018387

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,324 sqft Living Area
Gross Area3,190 sqft
1st Floor Area1,132 sqft
2nd Floor Area1,192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialWood
Lot Area24,394 sqft (0.56 acres)
View / LotSuburban
Garage TypeAttached
Garage Area826 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area416 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address16 WHITNEY GATE
CitySMITHTOWN
StateNY
Zip11787-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-607851 TC-70 *3150 PT LOT 6 RIVER HILL
Legal Block4
Legal Lot Number37
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2009
Census Tract134908

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 WHITNEY GATE, SMITHTOWN, NY 11787-1747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleAug 20, 2009 · Amount on Record
Deed Book / Page13083 / 68
Prior Transfer DateFeb 8, 1997
Prior Transfer Doc1181000877
Record UpdatedSep 20, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateDec 18, 2020
Property Address16 WHITNEY GATE, SMITHTOWN, NY 11787-1747
Document Number0130830068
Book / Page13083 / 68
Instrument DateNov 17, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberDL042283
DateDec 18, 2020
InstrumentDL042283
Lender
NameJOVIA FINANCIAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 1, 2027
Max Rate At Change2.75%
Index1-Year CMT

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,505 (-) Land $600 Building $5,905$813,125 (+10,775.02%) Land $75,000 Building $738,125
2024$16,773.00
2023$6,505 Land $600 Building $5,905$7,477 Land $690 Building $6,787

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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