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20 Whispering Pine Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 20 Whispering Pine Dr, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,716 sqft · built 2004
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Apr 2020)
Tax Bill$2,643 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0035E084000

Property Details

APN / Parcel Number

Primary APN0035E084000
Alternative APNs
  • 0035E084
  • 17270

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,716 sqft Heated Area
Basement Area252 sqft
Finished Basement252 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions110 ft deep x 175 ft wide
PorchPatio
Porch Area316 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number17270
Street Address20 WHISPERING PINE DR
CityRINGGOLD
StateGA
Zip30736-6918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 84 MILL CREEK UNIT 2
Legal SubdivisionMILL CREEK
Legal Lot Number84
Legal Unit2
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group2
Census Block2003
Census Tract30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address20 WHISPERING PINE DR, RINGGOLD, GA 30736-6918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Prior SaleJun 16, 2004 · Amount on Record
Deed Document Number2020727
Deed Book / Page2044 / 314
Prior Transfer DateNov 30, 2010
Prior Transfer Doc0015540202
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateApr 7, 2020
Property Address20 WHISPERING PINE DR, RINGGOLD, GA 30736-6918
Document Number0020440314
Book / Page002044 / 000314
Instrument DateApr 6, 2020
Instrument2571
Transaction TypeTransfer
Record UpdatedMay 14, 2020
Title CompanyFIRST CHOICE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$229.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WHISPERING PINE DR RINGGOLD GA 307366918, RINGGOLD, GA 30736-6918

Mortgage

Document Number20440316
DateApr 7, 2020
Book Page002044/000316
Instrument2572
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
AmountAmount Recorded
Term360 Months
DueApr 6, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,643.00 (+14.76%)$139,210 (+35.31%) Land $14,000 Building $125,210$348,025 (+35.31%) Land $35,000 Building $313,025
2023$2,303.00 (+22.5%)$102,882 Land $14,000 Building $88,882$257,205 Land $35,000 Building $222,205
2022$1,880.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber		2,500 / 2,500
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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