103 Whispering Pine Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 103 Whispering Pine Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,360 sqft · built 1999
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$284,000 (Apr 2025)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`0035E079000`

Property Details

APN / Parcel Number

Primary APN	`0035E079000`
Alternative APNs	`0035E079` `17265`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,360 sqft Heated Area
Basement Area	490 sqft
Finished Basement	490 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Deck Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17265
Street Address	103 WHISPERING PINE DR
City	RINGGOLD
State	GA
Zip	30736-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 79 MILL CREEK UNIT 2
Legal Subdivision	MILL CREEK
Legal Lot Number	79
Legal Unit	2
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2003
Census Tract	30202

Owner

Source: Catoosa County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 WHISPERING PINE DR, RINGGOLD, GA 30736-6918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Limited Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Apr 23, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Apr 23, 2024 · Amount on Record
Deed Book / Page	2377 / 181
Record Updated	Sep 20, 2026

April 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 2, 2025
Property Address	103 WHISPERING PINE DR, RINGGOLD, GA 30736-6918
Document Number	0023770181
Book / Page	2377 / 181
Instrument Date	Mar 24, 2025
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.84
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WHISPERING PINE DR, RINGGOLD, GA 30736-6918
Investor	Possibly a Property Investor

Mortgage

Document Number	2025002013
Date	Apr 2, 2025
Instrument	2025002013

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 23, 2024
Property Address	103 WHISPERING PINE DR, RINGGOLD, GA 30736-6918
Document Number	0023240649
Book / Page	2324 / 649
Instrument Date	Apr 22, 2024
Instrument	002332
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WHISPERING PINE DR, RINGGOLD, GA 30736-6918
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00 (+12.56%)	$111,880 (+29.6%) Land $14,000 Building $97,880	$279,699 (+29.6%) Land $35,000 Building $244,699
2023	$1,887.00 (+19.2%) Homeowner's exemption	$86,327 Land $14,000 Building $72,327	$215,817 Land $35,000 Building $180,817
2022	$1,583.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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All Ringgold, GA Property Records

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