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20 Westerly Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 20 Westerly Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 2 ba · 912 sqft · built 1890
Lot Size0.135 acres (5,900 sqft)
OwnerCompany Name on File
Last Sale$3,700,000 (Sep 2025)
Tax Bill$18,776 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Sep 2025 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APNWEST M:179 B:74

Property Details

APN / Parcel Number

Primary APNWEST M:179 B:74
Alternative APNs
  • M:179 B:74 L
  • 2133131

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,398 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area5,900 sqft (0.135 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2133131
Street Address20 WESTERLY RD
CityWESTERLY
StateRI
Zip02891-5739
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal SubdivisionBLUFF AVE
Legal Block74
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1042
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:179 B:74

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20 WESTERLY RD, WESTERLY, RI 02891-5739
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Sep 26, 2025Quit Claim Deed, Transfer
Quitclaim
Dec 18, 2020Deed of Trust, Mortgage
JP MORGAN CHASE BK
Jul 14, 2020Warranty Deed, Transfer
NOT AVAILABLE
Jul 14, 2020Warranty Deed, Transfer
NOT AVAILABLE
Dec 07, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleJul 14, 2020 · Amount on Record
Deed Book / Page2025 / 13747
Prior Transfer DateSep 25, 2025
Prior Transfer Doc2025-13785
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 26, 2025
Property Address20 WESTERLY RD, WESTERLY, RI 02891-5739
Document Number2025-13747
Book / Page2025 / 13747
Instrument DateSep 25, 2025
Instrument2025-3290
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020253291
DateSep 26, 2025
Instrument2025-3291
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.88%
Type Change DateOct 01, 2032
IndexOther

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateSep 26, 2025
Property Address20 WESTERLY RD, WESTERLY, RI 02891-5739
Document Number2025-13785
Book / Page2025 / 13785
Instrument DateSep 25, 2025
Instrument2025-3293
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address20 WESTERLY RD, WESTERLY, RI 02891-5739
Document Number2020-8563
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20 WESTERLY RD WESTERLY RI 028915739, WESTERLY, RI 02891-5739

Mortgage

Document Number2020-8563
DateDec 18, 2020
Book Page002020/028563
Instrument6523
Lender
NameJP MORGAN CHASE BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueDec 17, 2050
Interest
Rate TypeAdjustable Rate
Rate2.88%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 14, 2020
Property Address20 WESTERLY RD, WESTERLY, RI 02891-5739
Document Number2020-3778
Book / Page002020 / 013778
Instrument DateJul 10, 2020
Instrument3183
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,950.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 ROUND HILL RD GREENWICH CT 068313724, GREENWICH, CT 06831-3724

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 14, 2020
Property Address20 WESTERLY RD, WESTERLY, RI 02891-5739
Document Number2020-3774
Book / Page002020 / 013774
Instrument DateJul 10, 2020
Instrument3180
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8 SOUND SHORE DR #140 GREENWICH CT 068307259, 140, GREENWICH, CT 06830-7259

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateDec 07, 2017
Property Address20 WESTERLY RD, WESTERLY, RI 02891-5739
Document Number2017-1768
Book / Page002017 / 021768
Instrument DateDec 06, 2017
Instrument5380
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8 SOUND SHORE DR #140 GREENWICH CT 068307259, 140, GREENWICH, CT 06830-7259

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$18,776.00 (+12.22%)$2,640,800 (+51.84%) Land $2,269,900 Building $370,900
2023$16,731.00 (+1.46%)$1,739,200 (+0.82%) Land $1,486,400 Building $252,800
2022$16,491.00$1,725,000 Land $1,486,400 Building $238,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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