12 Westerly Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Westerly Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	8 bd · 7 ba · 6,606 sqft · built 1900
Lot Size	0.615 acres (26,800 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2012)
Tax Bill	$78,755 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:179 B:65`

Property Details

APN / Parcel Number

Primary APN	`WEST M:179 B:65`
Alternative APNs	`M:179 B:65 L` `3232547`

Interior

Bedrooms	8 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	6,606 sqft Living Area
Gross Area	13,759 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	26,800 sqft (0.615 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal
Heating Fuel	Electric

Location & Zoning

Account Number	3232547
Street Address	12 WESTERLY RD
City	WESTERLY
State	RI
Zip	02891-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	65
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1043
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:179 B:65

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 GUINEA RD, GREENWICH, CT 06830-3544
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2012 · Amount on Record
Deed Sale	Aug 29, 2012 · Amount on Record
Deed Book / Page	1929 / 380
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 WESTERLY RD, WESTERLY, RI 02891-5728
Document Number	2017-4594
Book / Page	002017 / 014594
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 WESTERLY RD WESTERLY RI 028915728, WESTERLY, RI 02891-5728

Mortgage

Document Number	2017-4594
Date	Aug 11, 2017
Book Page	002017/014594
Instrument	3553

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$78,755.00 (+43.92%)	$11,076,700 (+94.72%) Land $6,899,600 Building $4,177,100
2023	$54,723.00 (+7.68%)	$5,688,500 (+7.01%) Land $4,338,900 Building $1,349,600
2022	$50,818.00	$5,315,700 Land $4,338,900 Building $976,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured 50 under condo master policies
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.