Lonoke County property record for 20 Waters Edge Dr, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,547 sqft · built 2021 |
| Lot Size | 1.38 acres (59,950 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,417 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 723-32044-000 |
| Primary APN | 723-32044-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,547 sqft Living Area |
| 1st Floor Area | 3,086 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 59,950 sqft (1.38 acres) |
| Lot Dimensions | 218 ft deep x 275 ft wide |
| Garage Type | Mixed |
| Driveway | Driveway |
| Driveway Area | 5,873 sqft |
| Pool Area | 128 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 792 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20 WATERS EDGE DR |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-7483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:44R CITY/MUNI/TWP:CABOT SUBD:WATERS EDGE AT CYPRESS CREEK SEC/TWN/RNG/MER:SEC 35 TWN 05N RNG 10 |
| Legal Range | 10 |
| Legal Township | 05N |
| Legal Section | 35 |
| Legal Subdivision | WATERS EDGE AT CYPRESS CREEK |
| Legal Lot Number | 44R |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | MAGNESS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20105 |
20 Waters Edge Dr is owned and occupied by two individuals who acquired it in October 2022.
Source: Lonoke County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1522 S 2ND ST, CABOT, AR 72023-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SENTE MORTGAGE INC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK |
| Nov 4, 2022 | Beneficiary Deed, Transfer |
| Nov 1, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST AR BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 |
| Deed Sale | Oct 20, 2022 |
| Deed Document Number | 2022-012979 |
| Deed Book / Page | 2020 / 4204 |
| Prior Transfer Date | Apr 29, 2020 |
| Prior Transfer Doc | 2020-04204 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 20 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000121 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 2022/121 |
| Instrument | 2022-00121 |
| Name | SENTE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78756 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 20 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1522 S 2ND ST, CABOT, AR 72023-3321 |
| Document Number | 0000011794 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 2020/11794 |
| Instrument | 2020-11794 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 12, 2021 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Nov 4, 2022 |
| Property Address | 20 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Document Number | 0000012979 |
| Book / Page | 2022 / 12979 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022-12979 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Nov 1, 2017 |
| Property Address | 20 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 10769 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1577 MCAFEE CIR CABOT AR 720237053, CABOT, AR 72023-7053 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010769 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 10769 |
| Name | FIRST AR BK&TR |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, AR 72078 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 31, 2018 |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,610 Land $12,000 Building $84,610 | ||
| 2024 | $4,417.00 (-1.67%) | ||
| 2023 | $4,492.00 | $96,610 Land $12,000 Building $84,610 | $483,050 Land $60,000 Building $423,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Waters Edge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Waters Edge Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 48% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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