Lonoke County property record for 18 Waters Edge Dr, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,082 sqft · built 2020 |
| Lot Size | 0.537 acres (23,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,412 (Sep 2020) |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 723-32046-000 |
| Primary APN | 723-32046-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,082 sqft Living Area |
| Gross Area | 3,766 sqft |
| 1st Floor Area | 2,338 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 23,370 sqft (0.537 acres) |
| Lot Dimensions | 123 ft deep x 190 ft wide |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,950 sqft |
| Pool Area | 120 sqft |
| Porch | Open Porch |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 18 WATERS EDGE DR |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-7483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 10 |
| Legal Township | 05N |
| Legal Section | 26 |
| Legal Subdivision | WATERS EDGE AT CYPRESS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 46R |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | MAGNESS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20105 |
18 Waters Edge Dr is owned by two individuals who bought it in September 2020.
Source: Lonoke County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 WATERS EDGE LLC, CABOT, AR 72023 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 25, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Sep 30, 2020 | Warranty Deed, Transfer · VA Mortgage FIRST ARKANSAS BANK & TRUST |
| Nov 15, 2019 | Trustee's Deed, Construction Loan · Line of Credit FIRST AR BK&TR |
| Nov 1, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST AR BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Sep 22, 2004 |
| Deed Document Number | 202011007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | May 26, 2026 |
| Property Address | 18 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Document Number | 0000005386 |
| Instrument Date | May 20, 2026 |
| Instrument | 20265386 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE, LLC |
| Name | Verified Name |
|---|---|
| Address | 18 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Document Number | 0000005386, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20265386 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 18 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000011296 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 2021/11296 |
| Instrument | 2021-11296 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Sep 30, 2020 |
| Property Address | 18 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Document Number | 0000011007 |
| Book / Page | 2020 / 11007 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020-11007 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,389.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 470, CABOT, AR 72023-0470 |
| Name | Verified Name |
|---|---|
| Address | 18 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Document Number | 0202011008 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-11008 |
| Name | FIRST ARKANSAS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Nov 15, 2019 |
| Property Address | 18 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 11576 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 12, 2019 |
| Title Company | LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 516 ROCK ST #101 LITTLE ROCK AR 722022464, 101, LITTLE ROCK, AR 72202-2464 |
| Document Number | 0000011576 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 11576 |
| Name | FIRST AR BK&TR |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, AR 72078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 14, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Nov 1, 2017 |
| Property Address | 18 WATERS EDGE DR, CABOT, AR 72023-7483 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 10769 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1577 MCAFEE CIR CABOT AR 720237053, CABOT, AR 72023-7053 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010769 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 10769 |
| Name | FIRST AR BK&TR |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, AR 72078 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 31, 2018 |
The 2025 property tax bill for 18 Waters Edge Dr was $3,814.
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,814.00 | $74,940 Land $12,000 Building $62,940 | $374,700 Land $60,000 Building $314,700 |
| 2024 | $3,814.00 | ||
| 2023 | $3,814.00 | $74,940 Land $12,000 Building $62,940 | $374,700 Land $60,000 Building $314,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18 Waters Edge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Waters Edge Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 51% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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