20 Waterfront Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 20 Waterfront Ct, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,945 sqft · built 2001
Lot Size	0.067 acres (2,955 sqft)
Owner	Individual Name on File
Last Sale	$256,500 (May 2020)
Deeds & Mortgages	May 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-30-451-031`

Property Details

APN / Parcel Number

Primary APN	`19-30-451-031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,945 sqft
Gross Area	3,012 sqft
1st Floor Area	1,372 sqft
2nd Floor Area	573 sqft

Exterior

Year Built	Built 2001
Exterior Material	Frame Siding
Lot Area	2,955 sqft (0.067 acres)
Lot Dimensions	66 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	20 WATERFRONT CT
City	ALGONQUIN
State	IL
Zip	60102-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0017046 SELY 44.83FT LT 18 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 1
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	CREEKSIDE/ALGONQUIN/MDWS/VLS
Legal Phase	1
Legal Lot Number	18
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records · APN 19-30-451-031

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 WATERFRONT CT, ALGONQUIN, IL 60102-6832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Warranty Deed, Transfer · Conventional Mortgage HONDA FCU
Jul 31, 2017	Warranty Deed, Transfer · ARM FIRST FEDERAL BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	2020R0017046
Record Updated	Jun 07, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 14, 2020
Property Address	20 WATERFRONT CT, ALGONQUIN, IL 60102-6832
Document Number	0000017046
Map Reference	DOC 2000R0007228
Instrument Date	May 02, 2020
Instrument	2020R0017046
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST UNITED TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$256.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATERFRONT CT, ALGONQUIN, IL 60102-6832

Mortgage

Document Number	0000017047
Date	May 14, 2020
Instrument	2020R0017047

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Interest

Rate Type	Fixed Rate
Rate	2.12%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 31, 2017
Property Address	20 WATERFRONT CT, ALGONQUIN, IL 60102-6832
Document Number	0000028116
Map Reference	DOC200R0007228
Instrument Date	Jul 13, 2017
Instrument	2017R0028116
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$376.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WATERFRONT CT, 20, ALGONQUIN, IL 60102-6832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATERFRONT CT, ALGONQUIN, IL 60102-6832

Mortgage

Document Number	0000028117
Date	Jul 31, 2017
Instrument	2017R0028117

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$92,548 Land $16,326 Building $76,222	$277,644 Land $48,978 Building $228,666

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118712064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 383 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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