14 Waterfront Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 14 Waterfront Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,672 sqft · built 2000
Lot Size	0.63 acres (2,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,000 (Mar 2021)
Tax Bill	$6,220 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-451-033`

Property Details

APN / Parcel Number

Primary APN	`19-30-451-033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,672 sqft Living Area
1st Floor Area	858 sqft
Basement Area	858 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	2,737 sqft (0.63 acres)
Lot Dimensions	66 ft deep x 42 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 WATERFRONT CT
City	ALGONQUIN
State	IL
Zip	60102-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2025R0000880 NWLY 41.52FT LT 18 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 1
Legal Subdivision	CREEKSIDE OF ALGONQUIN THE MEADOWS & THE
Legal Phase	1
Legal Lot Number	18
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 WATERFRONT CT, ALGONQUIN, IL 60102-6832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BJV FINANCIAL SERVICES INC
Aug 8, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jan 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Apr 4, 2001 · Amount on Record
Deed Document Number	202114445
Last Transfer Date	Jan 9, 2025
Transfer Doc	0000000880
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	14 WATERFRONT CT, ALGONQUIN, IL 60102-6832
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	GREATER ILINOS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018551
Date	Jun 6, 2018
Instrument	2018R0018551

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 16, 2021
Property Address	14 WATERFRONT CT, ALGONQUIN, IL 60102-6832
Document Number	0000014445
Map Reference	DOC 2000R0007228
Instrument Date	Mar 12, 2021
Instrument	2021R0014445
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WATERFRONT CT, ALGONQUIN, IL 60102-6832

Mortgage

Document Number	0000014446
Date	Mar 16, 2021
Instrument	2021R0014446

Lender

Name	BJV FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 8, 2017
Property Address	14 WATERFRONT CT, ALGONQUIN, IL 60102-6832
Document Number	0000029362
Instrument Date	Aug 3, 2017
Instrument	29362
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 WATERFRONT CT ALGONQUIN IL 601026832, ALGONQUIN, IL 60102-6832

Mortgage

Document Number	29363
Date	Aug 8, 2017
Instrument	29363

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 26, 2017
Property Address	14 WATERFRONT CT, ALGONQUIN, IL 60102-6832
Document Number	0000003292
Instrument Date	Nov 30, 2016
Instrument	3292
Transaction Type	Foreclosure
Record Updated	May 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,220.00	$87,518 (+3.29%) Land $18,583 Building $68,935	$262,554 (+3.29%) Land $55,749 Building $206,805
2022	Homeowner's exemption	$84,727 Land $16,326 Building $68,401	$254,181 Land $48,978 Building $205,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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