Beaufort County property record for 20 Water St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,806 sqft · built 1965 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $16,731 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900A00560000 |
| Primary APN | R61003900A00560000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,806 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Carport |
| Garage Area | 700 sqft |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | None |
|---|
| Account Number | 00519228 |
|---|---|
| Old Parcel Number | R61003900A00560000 |
| Street Address | 20 WATER ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6116 |
| Legal Description | PARCEL A PB41 P36 *SPLIT 2/92 0.29 AC 39A/56A |
| Legal Subdivision | BLUFFTON |
| Legal Lot Number | 15 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 2107 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bluffton Historic District listed 1996 · 48 contributing resources · NRIS 96000686 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 20 Water St acquired it in July 2011.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 5 E MACON ST, SAVANNAH, GA 31401-4345 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 26, 2011 |
| Transfer Doc | 0000037039 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 20 Water St was $16,731, up 1.5% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,731.00 (+1.49%) | $58,270 (-) | |
| 2024 | $16,486.00 | $58,270 (-) | $2,352,200 (-) Land $1,836,000 Building $516,200 |
| 2023 | $16,486.00 (+9.87%) | $58,270 (+15%) | $2,352,200 (+85.84%) Land $1,836,000 Building $516,200 |
| 2022 | $15,005.00 | $50,670 | $1,265,700 Land $1,080,000 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 13 (2016–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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