Beaufort County property record for 17 Water St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,411 sqft · built 1979 |
| Owner | Trust Name on File |
| Last Sale | $895,000 (Jan 2019) |
| Tax Bill | $16,484 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Aug 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900A01090000 |
| Primary APN | R61003900A01090000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,411 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Carport |
| Garage Area | 75 sqft |
| Carport | Carport |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00519736 |
|---|---|
| Old Parcel Number | R61003900A01090000 |
| Street Address | 17 WATER ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | PB50 P152 |
| Legal Subdivision | BLUFFTON |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 2107 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bluffton Historic District listed 1996 · 48 contributing resources · NRIS 96000686 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
17 Water St is held in a trust since January 2024.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 65 MYRTLE ISLAND RD, BLUFFTON, SC 29910-7109 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2024 | Intrafamily Transfer, Transfer |
| Aug 14, 2023 | Intrafamily Transfer, Transfer |
| Aug 14, 2023 | Intrafamily Transfer, Transfer |
| Deed of Trust, Mortgage | |
| Jan 17, 2019 | Warranty Deed, Transfer PALMETTO STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on File |
| Deed Sale | Jan 17, 2019 · Amount on File |
| Prior Sale | Aug 14, 2023 |
| Deed Document Number | 0000003360 |
| Deed Book / Page | 3730 / 3354 |
| Last Transfer Date | Jan 30, 2024 |
| Transfer Doc | 0000004350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 30, 2024 |
| Property Address | 17 WATER ST, BLUFFTON, SC 29910-7018 |
| Document Number | 0000004350 |
| Book / Page | 4306 / 2287 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 2024004350 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 MYRTLE ISLAND RD, BLUFFTON, SC 29910-7109 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 14, 2023 |
| Property Address | 17 WATER ST, BLUFFTON, SC 29910-7018 |
| Document Number | 0000038431 |
| Book / Page | 4266 / 2061 |
| Map Reference | MB 50 PG 152 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023038431 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 MYRTLE 8ISLAND ROAD, BLUFFTON, SC 29910 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 14, 2023 |
| Property Address | 17 WATER ST, BLUFFTON, SC 29910-7018 |
| Document Number | 0000038432 |
| Book / Page | 4266 / 2064 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023038432 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 MYRTLE ISLAND RD, BLUFFTON, SC 29910-7109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 17 WATER ST, BLUFFTON, SC 29910-7018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 65 MYRTLE ISLAND RD, BLUFFTON, SC 29910-7109 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 17, 2019 |
| Property Address | 17 WATER ST, BLUFFTON, SC 29910-7018 |
| Document Number | 0000003360 |
| Book / Page | 3730 / 3354 |
| Map Reference | MB 50 PG 152 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 2019003360 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,311.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 MYRTLE ISLAND RD, BLUFFTON, SC 29910-7109 |
| Document Number | 0000003361 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 2019003361 |
| Name | PALMETTO STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 14, 2029 |
The 2025 property tax bill for 17 Water St was $16,484, up 164.5% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,484.00 (+164.46%) | $57,400 (+49.99%) | |
| 2024 | $6,233.00 (-61.5%) | $38,270 (-33.33%) | $956,700 (-) Land $330,500 Building $626,200 |
| 2023 | $16,190.00 (+1.66%) | $57,400 (+6.3%) | $956,700 (+6.3%) Land $330,500 Building $626,200 |
| 2022 | $15,925.00 | $54,000 | $900,000 Land $175,000 Building $725,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 17 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 13 (2016–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Water St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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