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20 Warnock St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 20 Warnock St, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,376 sqft · built 1910
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Tax Bill$5,741 (2025)
Deeds & MortgagesOct 2022 Transfer
May 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNM15100

Property Details

APN / Parcel Number

Primary APNM15100
Alternative APNs
  • LOWE M:225 B:6130 L:20
  • M:000225 T:M15100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,376 sqft Living Area
Gross Area3,790 sqft
1st Floor Area1,328 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberM15100
Street Address20 WARNOCK ST
CityLOWELL
StateMA
Zip01852-5418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLAND TEWKSBURY
Legal Block6130
Legal Lot Number20
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2007
Census Tract312300

Owner

Source: Middlesex County and Lowell City records · APN M15100

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 WARNOCK ST, LOWELL, MA 01852-5418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2022Quit Claim Deed, Transfer
Quitclaim
May 30, 2017Deed of Trust, Mortgage · ARM
HOME POINT FINL CORP
Dec 22, 2017Quit Claim Deed, Transfer
Quitclaim
May 19, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2017
Deed SaleDec 22, 2017
Prior SaleMay 19, 2017
Deed Document Number201757483
Last Transfer DateOct 06, 2022
Transfer Doc0037430-91
Record UpdatedSep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 06, 2022
Property Address20 WARNOCK ST, LOWELL, MA 01852-5418
Document Number0037430-91
Book / Page37430 / 91
Instrument DateOct 06, 2022
Instrument41935
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 WARNOCK ST, LOWELL, MA 01852-5418

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address20 WARNOCK ST, LOWELL, MA 01852-5418
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31155-38
DateMay 30, 2017
Book Page31155/38
Instrument21886
Lender
NameHOME POINT FINL CORP
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.35%
Margin13

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 22, 2017
Property Address20 WARNOCK ST, LOWELL, MA 01852-5418
Document Number31748-194
Book / Page031748 / 000194
Instrument DateSep 26, 2017
Instrument57483
Transaction TypeTransfer
Record UpdatedJan 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address20 WARNOCK ST LOWELL MA 018525418, LOWELL, MA 01852-5418

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 19, 2017
Property Address20 WARNOCK ST, LOWELL, MA 01852-5418
Document Number31128-117
Book / Page031128 / 000117
Instrument DateMay 08, 2017
Instrument20357
Transaction TypeTransfer
Record UpdatedJun 09, 2017
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WARNOCK ST LOWELL MA 018525418, LOWELL, MA 01852-5418

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,741.00 (+2.5%)$500,100 (+6.34%) Land $133,100 Building $367,000$585,200 (-2.24%)
2024$5,601.00 (+5.74%)$470,300 (+10.27%) Land $124,400 Building $345,900$598,595
2023$5,297.00$426,500 Land $108,200 Building $318,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173123002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimJan 1998 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Lowell Cemetery
listed 1998 · 53 contributing resources · NRIS 98000543

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 353 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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