Middlesex County and Lowell City property record for 14 Warnock St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,092 sqft · built 1925 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $655,000 (Apr 2026) |
| Tax Bill | $5,389 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S13830 |
| Primary APN | S13830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| Gross Area | 3,403 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 874 sqft |
| Unfinished Basement | 874 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | S13830 |
|---|---|
| Street Address | 14 WARNOCK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5418 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 6130 |
| Legal Lot Number | 14 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 312300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Lowell Cemetery listed 1998 · 53 contributing resources · NRIS 98000543 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 WARNOCK ST, LOWELL, MA 01852-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 17, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC |
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Mar 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 202611498 |
| Deed Book / Page | 39996 / 196 |
| Prior Transfer Date | Mar 14, 2022 |
| Prior Transfer Doc | 036889-265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Apr 17, 2026 |
| Property Address | 14 WARNOCK ST, LOWELL, MA 01852-5418 |
| Document Number | 039996-196 |
| Book / Page | 39996 / 196 |
| Instrument Date | Mar 8, 2026 |
| Instrument | 2026.11498 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 WARNOCK ST, LOWELL, MA 01852-5418 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011499, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 39996/201 |
| Instrument | 2026.11499 |
| Name | CROSSCOUNTY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 14 WARNOCK ST, LOWELL, MA 01852-5418 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 037852-217 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 37852/217 |
| Instrument | 14658 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 14, 2022 |
| Property Address | 14 WARNOCK ST, LOWELL, MA 01852-5418 |
| Document Number | 036889-265 |
| Book / Page | 36889 / 265 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 11285 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 WARNOCK ST, LOWELL, MA 01852 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 20, 2020 |
| Property Address | 14 WARNOCK ST, LOWELL, MA 01852-5418 |
| Document Number | 34381-57 |
| Book / Page | 34381 / 57 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 32668 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 WARNOCK ST, LOWELL, MA 01852 |
| Document Number | 32669 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 32669 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,389.00 (+7.22%) | $469,400 (+11.23%) Land $137,800 Building $331,600 |
| 2024 | $5,026.00 (+7.74%) | $422,000 (+12.35%) Land $128,800 Building $293,200 |
| 2023 | $4,665.00 | $375,600 Land $112,000 Building $263,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jan 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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