Baldwin County property record for 20 W Gate, Orange Beach, AL 36561
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,240 sqft · built 2021 |
| Lot Size | 0.026 acres (1,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Apr 2026) |
| Tax Bill | $4,191 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2023 Mortgage + 2 more |
| APN | 66-06-13-3-001-035.085 |
| Primary APN | 66-06-13-3-001-035.085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Heated Area |
| 1st Floor Area | 680 sqft |
| Upper Floors Area | 560 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,113 sqft (0.026 acres) |
| Lot Dimensions | 42 ft deep x 26.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 509431 |
|---|---|
| Street Address | 20 W GATE |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-6803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26.5' X 42' IRR LOT I-R RE-SUB OF LOT I COTTAGES AT TANNIN SUB RE-PLAT OF LOT 1 PH FOUR THE VILLAGE OF TANNIN SLIDE 2748-F; 2 |
| Legal Subdivision | COTTAGES AT TANNIN SUBDIVISION |
| Legal Phase | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11418 |
20 W Gate is owned by an individual who bought it in April 2026.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1056 GLENDALE DR, BIRMINGHAM, AL 35242-6667 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage GENERATIONS BANK |
| Apr 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF BELLEVILLE |
| Apr 26, 2022 | Warranty Deed, Transfer · Line of Credit BANK OF BELLEVILLE |
| Nov 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Apr 26, 2022 · Amount on File |
| Deed Document Number | 20262244619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 1, 2026 |
| Property Address | 20 W GATE, ORANGE BEACH, AL 36561-6803 |
| Document Number | 0002244619 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.2244619 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,640.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1056 GLENDALE DR, BIRMINGHAM, AL 35242-6667 |
| Document Number | 0002244619, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026.2244619 |
| Name | GENERATIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 20 W GATE, ORANGE BEACH, AL 36561-6803 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002056543 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2056543 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, IL 62220 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 26, 2022 |
| Property Address | 20 W GATE, ORANGE BEACH, AL 36561-6803 |
| Document Number | 0001994693 |
| Map Reference | SL 2705-F |
| Instrument Date | Apr 14, 2022 |
| Instrument | 1994693 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | PROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4307 HOPE RANCH DR, APISON, TN 37302-8905 |
| Name | Verified Name |
|---|---|
| Address | 2621 AMBRIDGE DR, BELLEVILLE, IL 62221-3558 |
| Document Number | 0001994694 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 1994694 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 10, 2021 |
| Property Address | 20 W GATE, ORANGE BEACH, AL 36561-6803 |
| Document Number | 0001957180 |
| Map Reference | SL 2705-F |
| Instrument Date | Nov 5, 2021 |
| Instrument | 1957180 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10867 REDFERN RD, DAPHNE, AL 36526-6804 |
| Name | Verified Name |
|---|---|
| Address | 20 WEST CARE, MOORHEAD, MN 56561 |
| Document Number | 0001957181 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 1957181 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 20 W Gate was $4,191, up 8.2% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,191.00 (+8.15%) | ||
| 2025 | $3,875.00 | $121,120 Land $65,480 Building $55,640 | $654,300 Land $353,800 Building $300,500 |
| 2023 | $3,471.00 (+175.48%) | $108,480 (+175.47%) | $542,400 (+37.73%) Land $267,300 Building $275,100 |
| 2022 | $1,260.00 (+9.47%) | $39,380 | $393,800 Land $209,600 Building $184,200 |
| 2021 | $1,151.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
There have been 173 flood claims near 20 W Gate since 1995.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on File median of 647 individual policies |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5,600 units insured incl. 4,953 condo units |
| Nearby Flood Claims | 173 (1995–2024) |
| Claims Outside the SFHA | 4 of 173 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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