10 W Gate, Orange Beach, AL 36561 Property Records

Baldwin County property record for 10 W Gate, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,240 sqft · built 2021
Lot Size	0.048 acres (2,092 sqft)
Owner	Individual Name on Record
Tax Bill	$2,065 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
APN	`66-06-13-3-001-035.089`

Property Details

APN / Parcel Number

Primary APN	`66-06-13-3-001-035.089`
Alternative APNs	`391739` `384626`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,240 sqft Heated Area
1st Floor Area	680 sqft
Upper Floors Area	560 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,092 sqft (0.048 acres)
Lot Dimensions	43.3 ft deep x 42.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	384626
Street Address	10 W GATE
City	ORANGE BEACH
State	AL
Zip	36561-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42.7' X 43.3' IRR LOT M COTTAGES AT TANNIN SUB RE-PLAT OF LOT 1 PH FOUR THE VILLAGE OF TANNIN SLIDE 2705-F 1897-B IN THE CITY
Legal Subdivision	COTTAGES AT TANNIN SUBDIVISION
Legal Phase	4
Legal Lot Number	1
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2016
Census Tract	11418

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7034 RIDGE CREST RD, OWENS CROSS ROADS, AL 35763-9483
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 22, 2021
Property Address	10 W GATE, ORANGE BEACH, AL 36561-6803
Document Number	0001945702
Map Reference	SL 2705-F
Instrument Date	Sep 1, 2021
Instrument	1945702
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10867 REDFERN RD, DAPHNE, AL 36526-6804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7034 RIDGE CREST RD, OWENS CROSS ROADS, AL 35763-9483

Mortgage

Document Number	0001945703
Date	Sep 22, 2021
Instrument	1945703

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,065.00 (+6.99%)
2025	$1,930.00 (+11.63%)	$60,340 (+11.66%) Land $32,720 Building $27,620	$652,100 (+20.69%) Land $353,800 Building $298,300
2023	$1,729.00 (+22.89%)	$54,040 (+22.87%)	$540,300 (+22.85%) Land $267,300 Building $273,000
2022	$1,407.00 (+22.24%)	$43,980	$439,800 Land $209,600 Building $230,200
2021	$1,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 647 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5,600 units insured incl. 4,953 condo units
Nearby Flood Claims	173 (1995–2024)
Claims Outside the SFHA	4 of 173
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 103 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 27 claims Hurricane Ivan, Sep 2004 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.