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20 W 3rd St, Frederick, MD 21701 Property Records

Frederick County property record for 20 W 3rd St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms2 Baths
Architecture StyleTownhouse
Year BuiltBuilt 1900
Square Footage1,812 sqft Living Area
Lot Size2,736 sqft (0.063 acres)
OccupancyOwner Occupied
Last Sale$540,000 (2020)
Tax Bill$8,818.00 (2024)

Owner

Source: Frederick County records · APN 02-070103

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20 E 3RD ST, FREDERICK, MD 21701-5311
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Intrafamily Transfer, Transfer
Sep 02, 2022Deed of Trust, Mortgage · Line of Credit
FCB BANKS
Jun 15, 2018Deed of Trust, Mortgage · Commercial Mortgage
FREDERICK COUNTY BANK
Oct 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Jan 29, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
AMERIS BK
May 04, 2018Grant Deed, Transfer
RGS TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2020 · Amount on Record
Deed SaleFeb 03, 2020 · Amount on Record
Prior SaleMay 04, 2018 · Amount on Record
Deed Book / Page13503 / 118
Last Transfer DateJul 18, 2023
Transfer Doc0165640105
Record RefreshedJun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateAug 17, 2023
Property Address20 E 3RD ST, FREDERICK, MD 21701-5311
Document Number0165640105
Book / Page16564 / 105
Instrument DateJul 18, 2023
Transaction TypeTransfer
Record UpdatedAug 30, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20 E 3RD ST, FREDERICK, MD 21701-5311

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address20 E 3RD ST, FREDERICK, MD 21701-5311
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 E 3RD ST, FREDERICK, MD 21701-5311

Mortgage

Document Number0161160061
DateSep 02, 2022
Book Page16116/61
Lender
NameFCB BANKS
TypeBank
AddressGETTYSBURG, PA 17325
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address20 E 3RD ST, FREDERICK, MD 21701-5311
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0124680378
DateJun 15, 2018
Book Page12468/0378
Lender
NameFREDERICK COUNTY BANK
TypeBank
AddressFREDERICK, MD 21702
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address20 E 3RD ST, FREDERICK, MD 21701-5311
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyRGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 E 3RD ST, FREDERICK, MD 21701-5311

Mortgage

Document Number0141400080
DateOct 01, 2020
Book Page14140/80
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address20 E 3RD ST, FREDERICK, MD 21701-5311
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyRGS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address20 E 3RD ST FREDERICK MD 217015311, FREDERICK, MD 21701-5311

Mortgage

Document Number135030126
DateFeb 03, 2020
Book Page013503/000126
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 02, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMay 04, 2018
Property Address20 E 3RD ST, FREDERICK, MD 21701-5311
Document Number0123950214
Book / Page012395 / 000214
Instrument DateApr 30, 2018
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
Tax$520.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3281 CROSSINGS CT #D101 BONITA SPRINGS FL 341345624, D101, BONITA SPRINGS, FL 34134-5624

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$497,200 (+2.78%) Land $171,800 Building $325,400$497,200 (-) Land $171,800 Building $325,400
2024$8,818.00 (+6.73%)
2023$8,262.00 Homeowner's exemption$483,733$497,200 Land $171,800 Building $325,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN02-070103
Alternative APNs
  • 2070103
  • 070103

Interior

Full Baths2 Baths
Building Area1,812 sqft Living Area
1st Floor744 sqft 1st Floor
Stories3 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTownhouse Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialMetal Roof
Lot Area2,736 sqft (0.063 acres)
Depth X Width123 ft x 4 ft Depth x Width
Patio Area420 sqft Patio
PorchOpen Porch
Porch Area90 sqft Porch

Utilities and HVAC

Heating SystemRadiant Heating
SewageMunicipal Sewage

Location & Zoning

Account Number070103
Street Address20 W 3RD ST
CityFREDERICK
StateMD
Zip21701-6077
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 22 1/4 X 123 20 E. 3RD ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number20,22
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup2
Census Block2003
Census Tract750200

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