16 W 3rd St, Frederick, MD 21701 Property Records

Frederick County property record for 16 W 3rd St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	3 ba · 2,044 sqft · built 1892
Lot Size	0.064 acres (2,812 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,791 (2023)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-096390`

Property Details

APN / Parcel Number

Primary APN	`02-096390`
Alternative APNs	`2096390` `096390`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,044 sqft Total Area
1st Floor Area	1,022 sqft

Exterior

Year Built	Built 1892
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Metal
Lot Area	2,812 sqft (0.064 acres)
Lot Dimensions	152 ft deep x 2 ft wide
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	096390
Old Parcel Number	2096390
Street Address	16 W 3RD ST
City	FREDERICK
State	MD
Zip	21701-5331
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 18 1/2 X 152 16 W. 3RD ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	16,18
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750200

Owner

Source: Frederick County records · APN 02-096390

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 W 3RD ST, FREDERICK, MD 21701-5331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2014
Deed Sale	Aug 21, 2014
Prior Sale	Aug 23, 2010
Deed Document Number	0010176204
Deed Book / Page	10176 / 204
Record Updated	Jun 07, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	16 W 3RD ST, FREDERICK, MD 21701-5331
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137170113
Date	May 07, 2020
Book Page	13717/113

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,791.00 Homeowner's exemption	$408,367	$516,900 Land $206,000 Building $310,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force 4 of 5 on primary residences
Nearby Flood Claims	11 (1979–2018)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Oct 2018, rainfall accumulation
Flood Events	Severe Storms And Flooding (May 2018), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.