St. Louis County property record for 20 W 1st St, Duluth, MN 55802
| Property Type | Commercial |
|---|---|
| Details | 3,500 sqft · built 1896 |
| Lot Size | 0.08 acres (3,515 sqft) |
| Owner | Company Name on Record |
| Last Sale | $75,000 (Mar 2021) |
| Tax Bill | $3,188 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0940-00700 |
| Primary APN | 010-0940-00700 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,500 sqft Gross Area |
| 1st Floor Area | 3,500 sqft |
| Basement Area | 3,500 sqft |
| Flooring | Carpet |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Lot Area | 3,515 sqft (0.08 acres) |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1105491 |
|---|---|
| Street Address | 20 W 1ST ST |
| City | DULUTH |
| State | MN |
| Zip | 55802-2004 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WEST 1/2 OF LOT 10 SERIAL # |
| Legal Subdivision | DULUTH PROPER 1ST DIV WEST 1ST |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Duluth Commercial Historic District (additional Documentation) listed 2006 · 86 contributing resources · NRIS 06000455 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20 W 1ST ST, DULUTH, MN 55802-2004 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 8, 2021 | Warranty Deed, Transfer · Commercial Mortgage MEMBERS COOPERATIVE CU |
| Jun 18, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on Record |
| Deed Sale | Mar 8, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 20211406159 |
| Prior Transfer Date | Jun 8, 2004 |
| Prior Transfer Doc | 0000951142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 8, 2021 |
| Property Address | 20 W 1ST ST, DULUTH, MN 55802-2004 |
| Document Number | 0001406159 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 1406159 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 W 1ST ST, DULUTH, MN 55802-2004 |
| Document Number | 0001406160 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 1406160 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 18, 2019 |
| Property Address | 20 W 1ST ST, DULUTH, MN 55802-2004 |
| Document Number | 00A1356855 |
| Instrument Date | May 22, 2019 |
| Instrument | A1356855 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $297.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1317 BOUELVARD PL DULUTH MN 55805, DULUTH, MN 55805 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,188.00 (+2.25%) | ||
| 2025 | $3,118.00 (+5.84%) | $103,600 (+5.18%) Land $69,300 Building $34,300 | $103,600 (+5.18%) Land $69,300 Building $34,300 |
| 2024 | $2,946.00 | $98,500 (+5.69%) Land $66,200 Building $32,300 | $98,500 (+5.69%) Land $66,200 Building $32,300 |
| 2022 | $93,200 Land $63,000 Building $30,200 | $93,200 Land $63,000 Building $30,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Airfiber, CenturyLink, Fidium Fiber, T-Mobile.
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