18 W 1st St, Duluth, MN 55802 Property Records

St. Louis County property record for 18 W 1st St, Duluth, MN 55802

Property Summary

Property Type	Commercial
Details	2,250 sqft · built 1896
Lot Size	0.08 acres (3,515 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Dec 2019)
Tax Bill	$2,976 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0940-00690`

Property Details

APN / Parcel Number

Primary APN	`010-0940-00690`
Alternative APN	`1082527`

Interior

Stories	1 Story
Building Area	2,250 sqft Gross Area
1st Floor Area	2,250 sqft
Basement Area	2,250 sqft
Flooring	Brick
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Lot Area	3,515 sqft (0.08 acres)
Garage Area	550 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1082527
Street Address	18 W 1ST ST
City	DULUTH
State	MN
Zip	55802-2004
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3012
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Duluth Commercial Historic District (additional Documentation) listed 2006 · 86 contributing resources · NRIS 06000455

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

18 W 1st St, a commercial property, is owned by a company that bought it in December 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	1127 W 1ST ST, DULUTH, MN 55806-2276
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Dec 12, 2019	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Prior Sale	Aug 11, 2015 · Amount on File
Deed Document Number	20191369497
Prior Transfer Date	Jun 8, 2004
Prior Transfer Doc	0000951142
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	18 W 1ST ST, DULUTH, MN 55802-2004
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 W 1ST ST, DULUTH, MN 55806-2276

Mortgage

Document Number	0001449494
Date	Aug 11, 2022
Instrument	1449494

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	18 W 1ST ST, DULUTH, MN 55802-2004
Document Number	00A1395427
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1127 W 1ST ST DULUTH MN 558062276, DULUTH, MN 55806-2276

Mortgage

Document Number	00A1395427
Date	Nov 6, 2020
Instrument	A1395427

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 12, 2019
Property Address	18 W 1ST ST, DULUTH, MN 55802-2004
Document Number	00A1369497
Instrument Date	Dec 3, 2019
Instrument	A1369497
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1127 W 1ST ST DULUTH MN 558062276, DULUTH, MN 55806-2276

Mortgage

Document Number	A1369498
Date	Dec 12, 2019
Instrument	A1369498

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 18 W 1st St was $2,976, up 3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,976.00 (+2.98%)
2025	$2,890.00 (+2.26%)	$146,700 (+5.39%) Land $69,300 Building $77,400	$146,700 (+5.39%) Land $69,300 Building $77,400
2024	$2,826.00	$139,200 Land $66,200 Building $73,000	$139,200 Land $66,200 Building $73,000
2022		$132,400 Land $63,000 Building $69,400	$132,400 Land $63,000 Building $69,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 W 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 W 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CenturyLink, Fidium Fiber, T-Mobile.

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