20 W 12th St, Frederick, MD 21701 Property Records

Frederick County property record for 20 W 12th St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,180 sqft · built 1930
Lot Size0.146 acres (6,400 sqft)
Owner2 Individual Names on Record
Last Sale$110,400 (Mar 1998)
Tax Bill$3,975 (2023)
Flood ZoneZone X (minimal risk)
APN02-019299

Property Details

APN / Parcel Number

Primary APN02-019299
Alternative APNs
  • 2019299
  • 019299

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,180 sqft Total Area
1st Floor Area590 sqft
Attic Area3 sqft

Exterior

Year BuiltBuilt 1930
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,400 sqft (0.146 acres)
Lot Dimensions160 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area351 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number019299
Old Parcel Number2019299
Street Address20 W 12TH ST
CityFREDERICK
StateMD
Zip21701-4529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLT 40 X 160 20 W. 12TH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number71
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1019
Census Tract750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 W 12TH ST, FREDERICK, MD 21701-4529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 1998 · Amount on Record
Deed SaleMar 30, 1998 · Amount on Record
Deed Document Number981755
Deed Book / Page2397 / 669
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,975.00 Homeowner's exemption$220,233$249,300 Land $102,400 Building $146,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2018–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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