102 W 12th St, Frederick, MD 21701 Property Records

Frederick County property record for 102 W 12th St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,436 sqft · built 1938
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$154,000 (Jan 2001)
Tax Bill$5,184 (2023)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-070073

Property Details

APN / Parcel Number

Primary APN02-070073
Alternative APNs
  • 2070073
  • 070073

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,436 sqft Total Area
1st Floor Area1,028 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area91 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number070073
Old Parcel Number2070073
Street Address102 W 12TH ST
CityFREDERICK
StateMD
Zip21701-4531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLT #68, 40 X 150 102 W. 12TH ST. FREDERICK
Legal SubdivisionMAPLE PARK
Legal Lot Number68
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1020
Census Tract750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address102 W 12TH ST, FREDERICK, MD 21701-4531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 2, 2001 · Amount on Record
Deed SaleJan 2, 2001 · Amount on Record
Prior SaleJun 1, 2000 · Amount on Record
Deed Document Number010026
Deed Book / Page2798 / 586
Record UpdatedJun 7, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address102 W 12TH ST, FREDERICK, MD 21701-4531
Transaction TypeMortgage
Record UpdatedJan 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 W 12TH ST, FREDERICK, MD 21701-4531

Mortgage

Document Number0162730113
DateDec 27, 2022
Book Page16273/113
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 20, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,184.00$283,500$318,300 Land $102,000 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2018–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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