20 Via Nerisa, San Clemente, CA 92673 Property Records

Orange County property record for 20 Via Nerisa, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,468 sqft · built 2006
Lot Size	0.171 acres (7,447 sqft)
Owner	2 Company Names on Record
Last Sale	$1,240,000 (Feb 2018)
Tax Bill	$21,761 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`708-124-35`

Property Details

APN / Parcel Number

Primary APN	`708-124-35`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Building Area	4,468 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,447 sqft (0.171 acres)
Garage Area	704 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	20 VIA NERISA
City	SAN CLEMENTE
State	CA
Zip	92673-7053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16570 BLK LOT 3
Legal Subdivision	TRACT 16570
Legal Tract	16570
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2010
Census Tract	32062

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVEST BANK & TRUST CO
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Feb 16, 2018	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Prior Sale	May 16, 2007 · Amount on Record
Deed Document Number	201855292
Prior Transfer Date	May 15, 2007
Prior Transfer Doc	0000657826
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 9, 2026
Property Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053
Document Number	0000195795
Instrument Date	Jun 30, 2026
Instrument	2026195795
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053

Mortgage

Document Number	0000497805
Date	Aug 6, 2021
Instrument	2021000497805

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053

Mortgage

Document Number	0000153061
Date	Jun 27, 2023
Instrument	2023000153061

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000489323
Date	Nov 22, 2019
Instrument	2019000489323

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102098
Date	Mar 9, 2020
Instrument	2020000102098

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2018
Property Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053
Document Number	0000055292
Map Reference	MB869 PG30-37
Instrument Date	Jan 4, 2018
Instrument	2018000055292
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LANDWOOD TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VIA NERISA, SAN CLEMENTE, CA 92673-7053

Mortgage

Document Number	0000055293
Date	Feb 16, 2018
Instrument	2018000055293

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,475,936 (+2%) Land $415,328 Building $1,060,608
2025	$21,761.00 (+4.4%) Homeowner's exemption	$1,446,997 (+4.04%) Land $407,185 Building $1,039,812
2023	$20,844.00 (+0.36%) Homeowner's exemption	$1,390,809 Land $391,373 Building $999,436
2022	$20,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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