18 Valley Pl, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 18 Valley Pl, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	640 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Nov 2023)
Tax Bill	$6,573 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00037-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`13-00037-0000-00009`
Alternative APN	`130003700009`

Interior

Stories	1 Story
Building Area	640 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	18 VALLEY PL
City	EDGEWATER
State	NJ
Zip	07020-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X100
Legal Block	37
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	567 70TH ST, GUTTENBERG, NJ 07093-1829
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISIO FINANCIAL SERVICES INC
Feb 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SERVICES INC
Nov 15, 2023	Deed, Transfer · Conventional Mortgage VISIO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Aug 23, 2004 · Amount on Record
Deed Document Number	202374248
Deed Book / Page	5125 / 681
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 VALLEY PL, EDGEWATER, NJ 07020-1312
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051821820
Date	Feb 26, 2024
Book Page	5182/1820
Instrument	2024010552

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.45%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	7.45%
Max Rate At Change	9.45%
Max Rate	12.4%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 VALLEY PL, EDGEWATER, NJ 07020-1312
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051711542
Date	Feb 1, 2024
Book Page	5171/1542
Instrument	2024006754

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.45%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	7.45%
Max Rate At Change	9.45%
Max Rate	12.4%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 15, 2023
Property Address	18 VALLEY PL, EDGEWATER, NJ 07020-1312
Document Number	0051250681
Book / Page	5125 / 681
Instrument Date	Oct 18, 2023
Instrument	2023074248
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 E 69TH ST # ST93, ST93, NEW YORK, NY 10021-5583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 70TH ST, GUTTENBERG, NJ 07093-1829

Mortgage

Document Number	0051250687
Date	Nov 15, 2023
Book Page	5125/687
Instrument	2023074249

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.45%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	7.45%
Max Rate At Change	9.45%
Max Rate	9.45%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,200 (+7.16%) Land $340,000 Building $88,200	$428,200 (+7.16%) Land $340,000 Building $88,200
2025	$6,573.00 (+7.09%)	$399,600 (+9.99%) Land $322,500 Building $77,100	$399,600 (+9.99%) Land $322,500 Building $77,100
2024	$6,138.00 (+9.96%)
2023		$363,300 (+4.91%) Land $295,000 Building $68,300	$363,300 (+4.91%) Land $295,000 Building $68,300
2022	$5,582.00 (-9%)	$346,300 Land $280,000 Building $66,300	$346,300 Land $280,000 Building $66,300
2021	$6,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2012–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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