Flagler County property record for 20 Underwick Path, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,137 sqft · built 2021 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $388,000 (Nov 2025) |
| Tax Bill | $1,087 (2023) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7057-00310-0010 |
| Primary APN | 07-11-31-7057-00310-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,137 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 20 UNDERWICK PATH |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-5732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 57 BLK 31 LOT 1 OR 198 PG 160 OR 894 PG 994 OR 1614/1380-TX OR 1703/1739 OR 2355/293 OR 2474/534 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 31 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60208 |
Source: Flagler County records · APN 07-11-31-7057-00310-0010
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 16, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA |
| Sep 04, 2020 | Warranty Deed, Transfer OLDE FL TITLE LLC |
| May 14, 2019 | Warranty Deed, Transfer OLDE FL TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Mar 16, 2021 · Amount on Record |
| Deed Document Number | 2025047861 |
| Deed Book / Page | 3009 / 124 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 20 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Document Number | 0030090124 |
| Book / Page | 3009 / 124 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025047861 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | PROFESSIONAL CLOSING TITLE, PROFESSIONAL CLOSING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,716.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Name | Verified Name |
|---|---|
| Address | 20 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Document Number | 0003009126 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 3009/126 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 16, 2021 |
| Property Address | 20 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Document Number | 0025381692 |
| Book / Page | 2538 / 1692 |
| Map Reference | MB 17 PG 12-28 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021013811 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,092.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3404 SALTEE CIR, ORMOND BEACH, FL 32174-3083 |
| Name | Verified Name |
|---|---|
| Address | 20 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Document Number | 0025381693 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2538/1693 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 04, 2020 |
| Property Address | 20 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Document Number | 0024740534 |
| Book / Page | 002474 / 000534 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 35338 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2020 |
| Title Company | OLDE FL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $178.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3404 SALTEE CIR ORMOND BEACH FL 321743083, ORMOND BEACH, FL 32174-3083 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 14, 2019 |
| Property Address | 20 UNDERWICK PATH, PALM COAST, FL 32164-5732 |
| Document Number | 0023550293 |
| Book / Page | 002355 / 000293 |
| Instrument Date | May 13, 2019 |
| Instrument | 17302 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | OLDE FL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $144.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 ULYSSES TRL PALM COAST FL 321645954, PALM COAST, FL 32164-5954 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $334,942 (-1.28%) Land $52,000 Building $282,942 | $334,942 (-1.28%) Land $52,000 Building $282,942 |
| 2024 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $339,299 (-0.53%) Land $44,500 Building $294,799 | $339,299 (-0.85%) Land $44,500 Building $294,799 |
| 2023 | $1,087.00 (+0.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $341,115 (+3%) | $342,216 (+3.33%) Land $44,500 Building $297,716 |
| 2022 | $1,078.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $331,180 Land $45,500 Building $285,680 | $331,180 Land $45,500 Building $285,680 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 6 (2009–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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