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20 Townsend Cir, Naperville, IL 60565 Property Records

Will County property record for 20 Townsend Cir, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 1992
Lot Size0.079 acres (3,437 sqft)
OwnerIndividual Name on Record
Last Sale$247,000 (Sep 2014)
Tax Bill$7,732 (2025)
Deeds & MortgagesSep 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-02-06-214-091

Property Details

APN / Parcel Number

Primary APN12-02-06-214-091
Alternative APN
  • 02062140910000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Construction TypeFrame
Lot Area3,437 sqft (0.079 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address20 TOWNSEND CIR
CityNAPERVILLE
StateIL
Zip60565-3021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 IN WINCHESTER PLACE RESUB OF LOTS 7 THRU 12 LOTS 18 THRU 70 IN WINCHESTER PLACE, BEING A SUB OF PRT OF THE W1/2 OF TH
Legal Range10E
Legal Township37N
Legal Section06
Legal SubdivisionWINCHESTER PLACE T.H
Legal Lot Number10
JurisdictionWILL IL
Township / Civil DivisionDU PAGE
Census Block Group1
Census Block1001
Census Tract880119

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 TOWNSEND CIR, NAPERVILLE, IL 60565-3021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2014 · Amount on Record
Deed SaleSep 9, 2014 · Amount on Record
Prior SaleFeb 4, 1998 · Amount on Record
Deed Document Number201478834
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address20 TOWNSEND CIR, NAPERVILLE, IL 60565-3021
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076732
DateSep 29, 2017
InstrumentR2017076732
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address20 TOWNSEND CIR, NAPERVILLE, IL 60565-3021
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073647
DateSep 2, 2020
InstrumentR2020073647
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionDu Page Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,732.00 (+6.46%)$133,970 (+8.2%) Land $18,563 Building $115,407$401,910 (+8.2%) Land $55,689 Building $346,221
2024$123,817 (+10.95%) Land $17,156 Building $106,661$371,451 (+10.95%) Land $51,468 Building $319,983
2022$7,263.00 Homeowner's exemption$111,597 Land $15,462 Building $96,135$334,791 Land $46,386 Building $288,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 units insured
incl. 8 condo units
Nearby Flood Claims1 (1996)
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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