Will County property record for 16 Townsend Cir, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,452 sqft · built 1993 |
| Lot Size | 0.065 acres (2,848 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $278,000 (Jan 2021) |
| Tax Bill | $6,880 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-06-214-089 |
| Primary APN | 12-02-06-214-089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 2,848 sqft (0.065 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16 TOWNSEND CIR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-3021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 IN WICHESTER PLACE RESUB OF LOTS 7 THRU 12 LOTS 18 THRU 70 IN WINCHESTER PLACE, BEING A SUB OF PRT OF THE W1/2 OF THE |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 06 |
| Legal Subdivision | WINCHESTER PLACE T.H |
| Legal Lot Number | 8 |
| Jurisdiction | WILL IL |
| Township / Civil Division | DU PAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 880119 |
16 Townsend Cir is owner-occupied and held in a trust since August 2025.
Source: Will County records, as of August 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16 TOWNSEND CIR, NAPERVILLE, IL 60565-3021 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Warranty Deed, Transfer |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BJV FINANCIAL SERVICES INC |
| Jan 19, 2021 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Prior Sale | Sep 22, 2008 · Amount on File |
| Deed Document Number | 20216947 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 0000062593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Nov 6, 2025 |
| Property Address | 16 TOWNSEND CIR, NAPERVILLE, IL 60565-3021 |
| Document Number | 0000062593 |
| Map Reference | DOC R93-007832 |
| Instrument Date | Aug 20, 2025 |
| Instrument | R2025062593 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16 TOWNSEND CIR, NAPERVILLE, IL 60565-3021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 16 TOWNSEND CIR, NAPERVILLE, IL 60565-3021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025542 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | R2020025542 |
| Name | BJV FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate | 2.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 19, 2021 |
| Property Address | 16 TOWNSEND CIR, NAPERVILLE, IL 60565-3021 |
| Document Number | 0000006947 |
| Map Reference | DOC R92-004700 |
| Instrument Date | Dec 3, 2020 |
| Instrument | R2021006947 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | AFFINITY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13132 VICKY ST, 13132, PLAINFIELD, IL 60585-8412 |
| Name | Verified Name |
|---|---|
| Address | 16 TOWNSEND CIR, NAPERVILLE, IL 60565-3021 |
| Document Number | 0000006948 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | R2021006948 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate | 2.75% |
|---|
The 2025 property tax bill for 16 Townsend Cir was $6,880, up 3.6% from the year before.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Du Page Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,880.00 (+3.55%) | $120,088 (+8.2%) Land $18,563 Building $101,525 | $360,264 (+8.2%) Land $55,689 Building $304,575 |
| 2024 | $6,644.00 | $110,987 Land $17,156 Building $93,831 | $332,961 Land $51,468 Building $281,493 |
| 2022 | $6,468.00 Homeowner's exemption | $100,033 Land $15,462 Building $84,571 | $300,099 Land $46,386 Building $253,713 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16 Townsend Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 8 condo units |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Townsend Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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