20 Terrell Ln, Covington, GA 30014 Property Records

Newton County property record for 20 Terrell Ln, Covington, GA 30014 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,843 sqft · built 2021
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$336,900 (Nov 2021)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0116B-00000-023-000`

Property Details

APN / Parcel Number

Primary APN	`0116B-00000-023-000`
Alternative APNs	`0116B 023` `34519`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,843 sqft Heated Area
1st Floor Area	2,466 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Garage Area	867 sqft
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34519
Street Address	20 TERRELL LN
City	COVINGTON
State	GA
Zip	30014-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 MOUNT MORIAH ESTATE
Legal Subdivision	MOUNT MORIAH ESTATES
Legal Lot Number	26
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2031
Census Tract	100204

Owner

Source: Newton County records · APN 0116B-00000-023-000

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 TERRELL LN, COVINGTON, GA 30014-6906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Dec 10, 2021	Warranty Deed, Transfer
Nov 16, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHEAST MORTGAGE
Dec 05, 2019	Grant Deed, Construction Loan · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Feb 06, 2015 · Amount on Record
Deed Document Number	20216443
Deed Book / Page	4299 / 646
Last Transfer Date	Dec 10, 2021
Transfer Doc	0043110727
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 TERRELL LN, COVINGTON, GA 30014-6906
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 LAKE ERIN DR, TUCKER, GA 30084-2539
Investor	Possibly a Property Investor

Mortgage

Document Number	0042430000000068
Date	Aug 05, 2021
Book Page	0000004243/0000000068
Instrument	015054

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2022

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 10, 2021
Property Address	20 TERRELL LN, COVINGTON, GA 30014-6906
Document Number	0043110727
Book / Page	4311 / 727
Instrument Date	Dec 10, 2021
Instrument	2021-006948
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TERRELL LN, COVINGTON, GA 30014-6906

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 16, 2021
Property Address	20 TERRELL LN, COVINGTON, GA 30014-6906
Document Number	0042990646
Book / Page	4299 / 646
Instrument Date	Nov 16, 2021
Instrument	2021-006443
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TERRELL LN, COVINGTON, GA 30014-6906

Mortgage

Document Number	0042990000000648
Date	Nov 18, 2021
Book Page	0000004299/0000000648
Instrument	022305

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 05, 2019
Property Address	20 TERRELL LN, COVINGTON, GA 30014-6906
Document Number	0039310316
Book / Page	003931 / 000316
Instrument Date	Dec 04, 2019
Instrument	15982
Transaction Type	Construction Loan
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$590.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 TERRELL LN COVINGTON GA 300146906, COVINGTON, GA 30014-6906
Investor	Possibly a Property Investor

Mortgage

Document Number	39310318
Date	Dec 05, 2019
Book Page	003931/000318
Instrument	15983

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 04, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (+12.78%) Homeowner's exemption	$163,200 (+21.32%) Land $21,200 Building $142,000	$408,000 (+21.32%) Land $53,000 Building $355,000
2023		$134,520 Land $12,000 Building $122,520	$336,300 Land $30,000 Building $306,300
2022	$3,497.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 50% of Georgia
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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