55 Terrell Ln, Covington, GA 30014 Property Records

Newton County property record for 55 Terrell Ln, Covington, GA 30014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,125 sqft · built 2020
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Sep 2020)
Tax Bill	$4,073 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0116B-00000-004-000`

Property Details

APN / Parcel Number

Primary APN	`0116B-00000-004-000`
Alternative APNs	`0116B 004` `34500`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,125 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Area	462 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34500
Old Parcel Number	0116B 004
Street Address	55 TERRELL LN
City	COVINGTON
State	GA
Zip	30014-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 MOUNT MORIAH ESTATES
Legal Subdivision	MOUNT MORIAH ESTATES
Legal Lot Number	4
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2031
Census Tract	100204

Owner

Source: Newton County records · APN 0116B-00000-004-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 TERRELL LN, COVINGTON, GA 30014-6904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Sep 21, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOMESTAR FIN'L
Sep 21, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 02, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 20, 2020	Deed of Trust, Construction Loan · Line of Credit UNITED BK
Dec 05, 2019	Trustee's Deed, Construction Loan · Line of Credit UNITED BK
Dec 05, 2019	Grant Deed, Construction Loan · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2020 · Amount on Record
Deed Sale	Sep 03, 2020 · Amount on Record
Prior Sale	Sep 01, 2020 · Amount on Record
Deed Document Number	0004072624
Deed Book / Page	4072 / 624
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	55 TERRELL LN, COVINGTON, GA 30014-6904
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 TERRELL LN, COVINGTON, GA 30014-6904

Mortgage

Document Number	0045260000000415
Date	Jul 06, 2023
Book Page	0000004526/0000000415
Instrument	008050

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 21, 2020
Property Address	55 TERRELL LN, COVINGTON, GA 30014-6904
Document Number	0040720624
Book / Page	004072 / 000624
Instrument Date	Sep 03, 2020
Instrument	13351
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 05, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 TERRELL LN COVINGTON GA 300146904, COVINGTON, GA 30014-6904

Mortgage

Document Number	40720626
Date	Sep 21, 2020
Book Page	004072/000626
Instrument	13352

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 21, 2020
Property Address	55 TERRELL LN, COVINGTON, GA 30014-6904
Document Number	0040720622
Book / Page	004072 / 000622
Instrument Date	Sep 01, 2020
Instrument	13350
Transaction Type	Transfer
Record Updated	Oct 06, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$203.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 TERRELL LN COVINGTON GA 300146904, COVINGTON, GA 30014-6904
Investor	Possibly a Property Investor

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 02, 2020
Property Address	55 TERRELL LN, COVINGTON, GA 30014-6904
Document Number	0040620533
Book / Page	004062 / 000533
Instrument Date	Aug 25, 2020
Instrument	12286
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 TERRELL LN COVINGTON GA 300146904, COVINGTON, GA 30014-6904

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Apr 20, 2020
Property Address	55 TERRELL LN, COVINGTON, GA 30014-6904
Document Number	0039920555
Book / Page	003992 / 000555
Instrument Date	Apr 17, 2020
Instrument	5134
Transaction Type	Construction Loan
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 TERRELL LN COVINGTON GA 300146904, COVINGTON, GA 30014-6904

Mortgage

Document Number	39920555
Date	Apr 20, 2020
Book Page	003992/000555
Instrument	5134

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 19, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 05, 2019
Property Address	55 TERRELL LN, COVINGTON, GA 30014-6904
Document Number	0039310318
Book / Page	003931 / 000318
Instrument Date	Dec 04, 2019
Instrument	15983
Transaction Type	Construction Loan
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2656 LAKE ERIN DR TUCKER GA 300842539, TUCKER, GA 30084-2539

Mortgage

Document Number	39310318
Date	Dec 05, 2019
Book Page	003931/000318
Instrument	15983

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 04, 2020

Interest

Rate Type	Adjustable Rate

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 05, 2019
Property Address	55 TERRELL LN, COVINGTON, GA 30014-6904
Document Number	0039310316
Book / Page	003931 / 000316
Instrument Date	Dec 04, 2019
Instrument	15982
Transaction Type	Construction Loan
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$590.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 TERRELL LN COVINGTON GA 300146904, COVINGTON, GA 30014-6904
Investor	Possibly a Property Investor

Mortgage

Document Number	39310318
Date	Dec 05, 2019
Book Page	003931/000318
Instrument	15983

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 04, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,073.00 (+17.68%) Homeowner's exemption	$168,640 (+24.4%) Land $21,200 Building $147,440	$421,600 (+24.4%) Land $53,000 Building $368,600
2023		$135,560 Land $12,000 Building $123,560	$338,900 Land $30,000 Building $308,900
2022	$3,461.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 35% of Georgia
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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