Charles County property record for 20 Teal Ct, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,120 sqft · built 1986 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jul 2020) |
| Tax Bill | $8,495 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-044184 |
| Primary APN | 01-044184 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,324 sqft |
| 1st Floor Area | 560 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,500 sqft (0.08 acres) |
| Porch | Enclosed Porch |
| Porch Area | 348 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 044184 |
|---|---|
| Street Address | 20 TEAL CT |
| City | LA PLATA |
| State | MD |
| Zip | 20646-9208 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-10 |
| Legal Description | LOT 43 BLK E SEC 3 QUAILWOOD SUB - T.H. TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | E |
| Legal Lot Number | 43 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 851001 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 TEAL CT, LA PLATA, MD 20646-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 25, 2017 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on Record |
| Deed Sale | Jul 7, 2020 · Amount on Record |
| Prior Sale | Aug 25, 2017 · Amount on Record |
| Deed Book / Page | 11210 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 20 TEAL CT, LA PLATA, MD 20646-9208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | ATG TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 20 TEAL CT, LA PLATA, MD 20646-9208 |
| Document Number | 0118720366 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 11872/366 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 25, 2017 |
| Property Address | 20 TEAL CT, LA PLATA, MD 20646-9208 |
| Document Number | 0099640134 |
| Book / Page | 009964 / 000134 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 20 TEAL CT LA PLATA MD 206469208, LA PLATA, MD 20646-9208 |
| Document Number | 99640139 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 009964/000139 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,200 (+27.25%) Land $80,000 Building $221,200 | $301,200 (+27.25%) Land $80,000 Building $221,200 | |
| 2025 | $8,495.00 (+136.89%) | ||
| 2023 | $3,586.00 Homeowner's exemption | $236,700 Land $80,000 Building $156,700 | $236,700 Land $80,000 Building $156,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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