Charles County property record for 28 Teal Ct, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,120 sqft · built 1986 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,500 (Sep 2006) |
| Tax Bill | $7,387 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-044133 |
| Primary APN | 01-044133 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,400 sqft (0.055 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 044133 |
|---|---|
| Street Address | 28 TEAL CT |
| City | LA PLATA |
| State | MD |
| Zip | 20646-9208 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-10 |
| Legal Description | LOT 39 BLK E SEC 3 QUAILWOOD SUB - T.H. TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | E |
| Legal Lot Number | 39 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 851001 |
28 Teal Ct, a townhouse, is owned and occupied by two individuals who bought it in September 2006.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 TEAL CT, LA PLATA, MD 20646-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| May 1, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2006 · Amount on File |
| Deed Sale | Sep 14, 2006 · Amount on File |
| Prior Sale | Apr 20, 1994 · Amount on File |
| Deed Document Number | 200645106 |
| Deed Book / Page | 5995 / 482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 28 TEAL CT, LA PLATA, MD 20646-9208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 28 TEAL CT, LA PLATA, MD 20646-9208 |
| Document Number | 0129470260 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 12947/260 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 28 TEAL CT, LA PLATA, MD 20646-9208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 28 TEAL CT, LA PLATA, MD 20646-9208 |
| Document Number | 0125010152 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 12501/152 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jun 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 28 TEAL CT, LA PLATA, MD 20646-9208 |
| Document Number | 0111670104 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 28 TEAL CT LA PLATA MD 206469208, LA PLATA, MD 20646-9208 |
| Document Number | 0111670104 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 011167/000104 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 28 Teal Ct was $7,387.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,900 (+7.74%) Land $80,000 Building $173,900 | $253,900 (-) Land $80,000 Building $173,900 | |
| 2025 | $7,387.00 | $235,667 | $253,900 Land $80,000 Building $173,900 |
| 2023 | $3,005.00 | $199,200 Land $80,000 Building $119,200 | $199,200 Land $80,000 Building $119,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Teal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Teal Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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