Barnstable County and Mashpee Town property record for 15 Surf Dr, Mashpee, MA 02649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 1995 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $767,500 (Apr 2022) |
| Tax Bill | $5,207 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MASH M:103 B:39 L:0 |
| Primary APN | MASH M:103 B:39 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 4,903 sqft |
| 1st Floor Area | 1,572 sqft |
| Basement Area | 2,201 sqft |
| Unfinished Basement | 1,572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,850 sqft (0.295 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7499 |
|---|---|
| Street Address | 15 SURF DR |
| City | MASHPEE |
| State | MA |
| Zip | 02649-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 39 |
| Jurisdiction | MASHPEE MA |
| Township / Civil Division | MASHPEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 15200 |
Source: Barnstable County and Mashpee Town records · APN MASH M:103 B:39 L:0
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15 SURF DR, MASHPEE, MA 02649-3731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 02, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST CITIZENS FCU |
| Apr 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Aug 16, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on Record |
| Deed Sale | Apr 15, 2022 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASHPEE MA |
| Property Address | 15 SURF DR, MASHPEE, MA 02649-3731 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001529351 |
|---|---|
| Date | Sep 02, 2025 |
| Instrument | 1529351 |
| Name | FIRST CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASHPEE MA |
| Recording Date | Apr 15, 2022 |
| Property Address | 15 SURF DR, MASHPEE, MA 02649-3731 |
| Document Number | 0001457018 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 1457018 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 SURF DR, MASHPEE, MA 02649-3731 |
| Investor | Possibly a Property Investor |
| Document Number | 0001457019 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 1457019 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASHPEE MA |
| Recording Date | Aug 16, 2019 |
| Property Address | 15 SURF DR, MASHPEE, MA 02649-3731 |
| Document Number | 0001376576 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 1376576 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,485.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 15 SURF DR MASHPEE MA 026493731, MASHPEE, MA 02649-3731 |
Source: Barnstable County and Mashpee Town records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Mashpee Town |
| Unified School District | Mashpee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,207.00 (+21.26%) | $786,500 (+28.39%) Land $223,100 Building $563,400 | $889,865 |
| 2023 | $4,294.00 | $612,600 Land $209,200 Building $403,400 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010152001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 164 units insured incl. 23 condo units |
| Nearby Flood Claims | 27 (1991–2023) |
| Claims Outside the SFHA | 2 of 27 |
| Most Recent Claim | Jan 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA4172039, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MASHPEE WATER DISTRICT serves 36,922 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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