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20 Summit St, Derby, CT 06418 Property Records

Derby City property record for 20 Summit St, Derby, CT 06418 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,582 sqft · built 1950
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Apr 2023)
Tax Bill$6,081 (2025)
Deeds & MortgagesApr 2023 Sale & Refinance
Jan 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNDERB M:9 B:4 L:86

Property Details

APN / Parcel Number

Primary APNDERB M:9 B:4 L:86
Alternative APNs
  • 002993
  • 8799
  • 2993

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,582 sqft Living Area
1st Floor Area1,582 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number2993
Street Address20 SUMMIT ST
CityDERBY
StateCT
Zip06418-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number86
JurisdictionDERBY CT
Township / Civil DivisionDERBY
Census Block Group2
Census Block2001
Census Tract120200

Owner

Source: Derby City records · APN DERB M:9 B:4 L:86

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 SUMMIT ST, DERBY, CT 06418-1222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2023Executor's Deed, Transfer · Stand-Alone Refinance
ENVOY MORTGAGE LTD
Jan 07, 2019Deed of Trust, Mortgage · Line of Credit
SIKORSKY FINANCIAL CREDIT UNION INC
Aug 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Nov 14, 2018Deed of Trust, Mortgage
SIKORSKY FNCL CU INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2023 · Amount on Record
Deed SaleApr 06, 2023 · Amount on Record
Prior SaleOct 18, 2007 · Amount on Record
Deed Document Number20232480
Deed Book / Page902 / 215
Record UpdatedSep 20, 2026

April 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionDERBY CT
Recording DateApr 06, 2023
Property Address20 SUMMIT ST, DERBY, CT 06418-1222
Document Number000902-215
Book / Page902 / 215
Instrument DateMar 30, 2023
Instrument2480
Transaction TypeTransfer
Record UpdatedMay 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number000902-218
DateApr 06, 2023
Book Page902/218
Instrument2481
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERBY CT
Property Address20 SUMMIT ST, DERBY, CT 06418-1222
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000790-113
DateJan 07, 2019
Book Page790/113
Lender
NameSIKORSKY FINANCIAL CREDIT UNION INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERBY CT
Property Address20 SUMMIT ST, DERBY, CT 06418-1222
Transaction TypeMortgage
Record UpdatedSep 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number857-100
DateAug 19, 2021
Book Page857/100
Instrument1588
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDERBY CT
Property Address20 SUMMIT ST, DERBY, CT 06418-1222
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number787-174
DateNov 14, 2018
Book Page787/174
Lender
NameSIKORSKY FNCL CU INC
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityDerby City
Unified School DistrictDerby School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,081.00$140,770 (-) Land $32,970 Building $107,800$98,539 Land $23,079 Building $75,460
2024$6,081.00 (+11.91%)
2023$5,434.00$140,770 (-) Land $33,040 Building $107,730
2022$5,434.00$140,770 Land $33,040 Building $107,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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