Derby City property record for 12 Summit St, Derby, CT 06418 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Other |
| Year Built | Built 1986 |
| Square Footage | 1,372 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Last Sale | $300,000 (2025) |
| Tax Bill | $3,762.00 (2025) |
| Primary APN | DERB M:9 B:4 L:83 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Building Area | 1,372 sqft Living Area |
| 1st Floor | 1,372 sqft 1st Floor |
| Basement Area | 520 sqft Basement |
| Unfinished Basement | 520 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,227 sqft (0.12 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Account Number | 3414 |
|---|---|
| Street Address | 12 SUMMIT ST |
| City | DERBY |
| State | CT |
| Zip | 06418-1222 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 4 |
| Legal Lot Number | 83 |
| Jurisdiction | DERBY CT |
| Minor Civil Division | DERBY |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 120200 |
Source: Derby City records · APN DERB M:9 B:4 L:83
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 144 BEAR HILL RD, BETHANY, CT 06524-3232 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 12, 2026 | Quit Claim Deed, Transfer Quitclaim Document |
| Aug 05, 2025 | Warranty Deed, Transfer · Line of Credit GUILD MORTGAGE CO |
| Oct 17, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| Oct 04, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 05, 2025 · Amount on Record |
| Deed Sale | Aug 05, 2025 · Amount on Record |
| Prior Sale | Oct 04, 2022 · Amount on Record |
| Deed Doc Number | 2025902 |
| Deed Book / Page | 952 / 196 |
| Last Transfer Date | May 19, 2026 |
| Transfer Doc | 000971-227 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Jun 12, 2026 |
| Property Address | 12 SUMMIT ST, DERBY, CT 06418-1222 |
| Document Number | 000971-227 |
| Book / Page | 971 / 227 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026643 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 BEAR HILL RD, BETHANY, CT 06524-3232 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Aug 05, 2025 |
| Property Address | 12 SUMMIT ST, DERBY, CT 06418-1222 |
| Document Number | 000952-196 |
| Book / Page | 952 / 196 |
| Instrument Date | Aug 04, 2025 |
| Instrument | 902 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 BEAR HILL RD, BETHANY, CT 06524-3232 |
| Document Number | 0000000903 |
|---|---|
| Date | Aug 05, 2025 |
| Instrument | 903 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Oct 17, 2022 |
| Property Address | 12 SUMMIT ST, DERBY, CT 06418-1222 |
| Document Number | 000893-186 |
| Book / Page | 893 / 186 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 1682 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Oct 04, 2022 |
| Property Address | 12 SUMMIT ST, DERBY, CT 06418-1222 |
| Document Number | 000892-348 |
| Book / Page | 892 / 348 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 1627 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 183 NORTH AVE, BRIDGEPORT, CT 06606-5120 |
| Document Number | 0000001628 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 1628 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Derby City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,762.00 | $87,080 (-) Land $31,680 Building $55,400 | $60,956 Land $22,176 Building $38,780 |
| 2024 | $3,762.00 (+11.93%) | ||
| 2023 | $3,361.00 | $87,080 (-) Land $31,710 Building $55,370 | |
| 2022 | $3,361.00 | $87,080 Land $31,710 Building $55,370 |
12 Summit St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 09009C updated January 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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