20 Summit Rd, #22, Elizabeth, NJ 07208 Property Records

Union County and Elizabeth City property record for 20 Summit Rd, #22, Elizabeth, NJ 07208

Property Summary

Property Type	Single Family Home
Details	1,713 sqft · built 1954
Lot Size	0.107 acres (4,675 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2018)
Tax Bill	$9,353 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`04 00010-0000-01929`

Property Details

APN / Parcel Number

Primary APN	`04 00010-0000-01929`
Alternative APNs	`04-00027-0000-00008` `040001001929`

Interior

Stories	1 Story
Building Area	1,713 sqft Living Area
1st Floor Area	1,713 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	4,675 sqft (0.107 acres)
Lot Dimensions	93 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0400010000001929
Street Address	20 SUMMIT RD, 22
City	ELIZABETH
State	NJ
Zip	07208-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OLD COLONY LAND CO
Legal Block	27
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	3
Census Block	3015
Census Tract	32101

Owner

Source: Union County and Elizabeth City records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 SUMMIT RD, 22, ELIZABETH, NJ 07208-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Deed Document Number	2018303342
Deed Book / Page	6280 / 104
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20-22 SUMMIT RD, ELIZABETH, NJ 07208
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150782090
Date	Oct 13, 2021
Book Page	15078/2090
Instrument	22814

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 9, 2018
Property Address	20-22 SUMMIT RD, ELIZABETH, NJ 07208
Document Number	0062800104
Book / Page	6280 / 0104
Map Reference	MAP41B
Instrument Date	Aug 3, 2018
Instrument	303342
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 SUMMIT RD # 22, 20, ELIZABETH, NJ 07208-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUMMIT RD # 22, 22, ELIZABETH, NJ 07208-1216

Tax Assessment & Valuation

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,700 (-) Land $220,500 Building $243,200	$463,700 (-) Land $220,500 Building $243,200
2025	$9,353.00 (+4.84%)	$463,700 (+998.82%) Land $220,500 Building $243,200	$463,700 (+998.82%) Land $220,500 Building $243,200
2024	$8,921.00 (-30.87%)
2023		$42,200 Land $10,800 Building $31,400	$42,200 Land $10,800 Building $31,400
2022	$12,904.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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