18 Summit Rd, Elizabeth, NJ 07208 Property Records

Union County and Elizabeth City property record for 18 Summit Rd, Elizabeth, NJ 07208

Property Summary

Property Type	Single Family Home
Details	1,903 sqft · built 1909
Lot Size	0.017 acres (736 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2006)
Tax Bill	$7,909 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00027-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`04-00027-0000-00009`
Alternative APNs	`04 00010-0000-01928-A` `0400010000001928000A`

Interior

Building Area	1,903 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	736 sqft (0.017 acres)
Lot Dimensions	92 ft deep x 8 ft wide

Location & Zoning

Old Parcel Number	0400010000001928A
Street Address	18 SUMMIT RD
City	ELIZABETH
State	NJ
Zip	07208-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CITY/ELIZABETH
Legal Block	27
Legal Lot Number	9
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	3
Census Block	3015
Census Tract	32101

Owner

18 Summit Rd is owned by an individual who bought it in June 2006.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	20 SUMMIT RD, ELIZABETH, NJ 07208-1216
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2006 · Amount on File
Deed Sale	Jun 29, 2006 · Amount on File
Deed Book / Page	5590 / 921
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	18 SUMMIT RD, ELIZABETH, NJ 07208-1216
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150292374
Date	Aug 9, 2021
Book Page	15029/2374
Instrument	18302

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	18 SUMMIT RD, ELIZABETH, NJ 07208-1216
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	ALL JERSEY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153082053
Date	Nov 30, 2022
Book Page	15308/2053
Instrument	45943

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 18 Summit Rd was $7,909, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,100 (-) Land $180,000 Building $212,100	$392,100 (-) Land $180,000 Building $212,100
2025	$7,909.00 (+4.84%)	$392,100 Land $180,000 Building $212,100	$392,100 Land $180,000 Building $212,100
2024	$7,544.00
2023		$27,400 Land $6,400 Building $21,000	$27,400 Land $6,400 Building $21,000
2022	$8,378.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Summit Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Summit Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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