Middlesex County and Wakefield Town property record for 20 Summer St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,074 sqft · built 1890 |
| Lot Size | 0.18 acres (7,854 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Feb 2018) |
| Tax Bill | $8,525 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Apr 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38367 |
| Primary APN | 38367 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Living Area |
| Gross Area | 3,867 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,854 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 38367 |
|---|---|
| Street Address | 20 SUMMER ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Block | 84 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 335301 |
20 Summer St is owned and occupied by two individuals who acquired it in March 2019.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 SUMMER ST, WAKEFIELD, MA 01880-3799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SAVINGS BANK TRUST |
| Apr 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| Mar 7, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 16, 2018 | Quit Claim Deed, Transfer SAVINGS BANK TRUST |
| Jun 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on File |
| Deed Sale | Feb 16, 2018 · Amount on File |
| Prior Sale | Jun 13, 2017 |
| Deed Book / Page | 70637 / 478 |
| Last Transfer Date | Mar 1, 2019 |
| Transfer Doc | 72304-225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 20 SUMMER ST, WAKEFIELD, MA 01880-3799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73014-238 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 73014/238 |
| Instrument | 110001 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 20 SUMMER ST, WAKEFIELD, MA 01880-3799 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74458-216 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 74458/216 |
| Instrument | 54367 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Mar 7, 2019 |
| Property Address | 20 SUMMER ST, WAKEFIELD, MA 01880-3799 |
| Document Number | 72304-225 |
| Book / Page | 072304 / 000225 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 28028 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 SUMMER ST WAKEFIELD MA 018803799, WAKEFIELD, MA 01880-3799 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Feb 16, 2018 |
| Property Address | 20 SUMMER ST, WAKEFIELD, MA 01880-3799 |
| Document Number | 70637-478 |
| Book / Page | 70637 / 478 |
| Instrument | 22653 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.21 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SUMMER ST, WAKEFIELD, MA 01880-3799 |
| Document Number | 706370481 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 70637/0481 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 16, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jun 13, 2017 |
| Property Address | 20 SUMMER ST, WAKEFIELD, MA 01880-3799 |
| Document Number | 69420-93 |
| Book / Page | 069420 / 000093 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 88157 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20 SUMMER ST WAKEFIELD MA 018803799, WAKEFIELD, MA 01880-3799 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jun 13, 2017 |
| Property Address | 20 SUMMER ST, WAKEFIELD, MA 01880-3799 |
| Document Number | 69420-89 |
| Book / Page | 069420 / 000089 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 88155 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SUMMER ST WAKEFIELD MA 018803799, WAKEFIELD, MA 01880-3799 |
The 2025 property tax bill for 20 Summer St was $8,525, up 1.5% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,525.00 (+1.49%) | $751,100 (+0.59%) Land $364,700 Building $386,400 | $700,720 (-12.28%) |
| 2024 | $8,400.00 (+5.16%) | $746,700 (+9.65%) Land $362,600 Building $384,100 | $798,855 |
| 2023 | $7,988.00 | $681,000 Land $330,700 Building $350,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Summer St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 32 (1979–2010) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures