17 Summer St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 17 Summer St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,284 sqft · built 1900
Lot Size0.171 acres (7,453 sqft)
Owner2 Individual Names on File
Last Sale$471,500 (Jul 2019)
Tax Bill$6,841 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN38201

Property Details

APN / Parcel Number

Primary APN38201
Alternative APN
  • WAKE M:000019 B:0104 P:000056

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,284 sqft Living Area
Gross Area2,760 sqft
Basement Area642 sqft
Unfinished Basement642 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1957
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,453 sqft (0.171 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number38201
Street Address17 SUMMER ST
CityWAKEFIELD
StateMA
Zip01880-3727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal SubdivisionWAKEFIELD
Legal Block104
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group1
Census Block1006
Census Tract335301

Owner

17 Summer St is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address17 SUMMER ST, WAKEFIELD, MA 01880-3727
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2019Deed of Trust, Mortgage · Line of Credit
WAKEFIELD COOPERATIVE BANK
Mar 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jul 9, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2019 · Amount on File
Deed SaleJul 9, 2019 · Amount on File
Prior SaleNov 1, 2007 · Amount on File
Deed Document Number201996565
Deed Book / Page72895 / 334
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address17 SUMMER ST, WAKEFIELD, MA 01880-3727
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number072538-231
DateMay 1, 2019
Book Page72538/231
Instrument55460
Lender
NameWAKEFIELD COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJun 1, 2044

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address17 SUMMER ST, WAKEFIELD, MA 01880-3727
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077121-195
DateMar 3, 2021
Book Page77121/195
Instrument47377
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKEFIELD MA
Recording DateJul 9, 2019
Property Address17 SUMMER ST, WAKEFIELD, MA 01880-3727
Document Number072895-334
Book / Page72895 / 334
Instrument DateJul 9, 2019
Instrument96565
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 SUMMER ST, WAKEFIELD, MA 01880-3727

Mortgage

Document Number0000096566
DateJul 9, 2019
Instrument96566
Lender
NameUSAA FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 17 Summer St was $6,841, up 1.5% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,841.00 (+1.47%)$602,700 (+0.57%) Land $360,600 Building $242,100$604,960 (+5.33%)
2024$6,742.00 (+5.15%)$599,300 (+9.64%) Land $358,600 Building $240,700$574,370
2023$6,412.00$546,600 Land $327,000 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Summer St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims32 (1979–2010)
Claims Outside the SFHA4 of 32
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 6 claims
  • Severe Storms And Flooding, May 2006 · 6 claims
  • Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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