Essex County and Ipswich Town property record for 20 Summer St, Ipswich, MA 01938
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,345 sqft · built 1714 |
| Lot Size | 0.202 acres (8,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Jan 2026) |
| Tax Bill | $6,971 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:42A B:0166 L:2 |
| Primary APN | IPSW M:42A B:0166 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,345 sqft Living Area |
| Gross Area | 1,761 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1714 |
|---|---|
| Effective Year Built | Effective 1714 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,802 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7323 |
|---|---|
| Street Address | 20 SUMMER ST |
| City | IPSWICH |
| State | MA |
| Zip | 01938-2231 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | IR |
| Legal Block | 166 |
| Legal Lot Number | 2 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 223200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East End Historic District listed 1980 · 42 contributing resources · NRIS 80000461 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Ipswich Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 SUMMER ST, IPSWICH, MA 01938-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 16, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 15, 2021 | Condominium Deed, Transfer · Stand-Alone First Mortgage ALLIED MORTGAGE & SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Book / Page | 43184 / 531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jan 16, 2026 |
| Property Address | 20 SUMMER ST, IPSWICH, MA 01938-2231 |
| Document Number | 043184-531 |
| Book / Page | 43184 / 531 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 20260116003940 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 SUMMER ST, IPSWICH, MA 01938-2231 |
| Document Number | 20260116003950 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 20260116003950 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Apr 15, 2021 |
| Property Address | 20 SUMMER ST, IPSWICH, MA 01938-2231 |
| Document Number | 039770-286 |
| Book / Page | 39770 / 286 |
| Instrument Date | Apr 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SUMMER ST # 20, 20, IPSWICH, MA 01938-2231 |
| Document Number | 0039770290 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 39770/290 |
| Name | ALLIED MORTGAGE & SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,971.00 (+3.34%) | $646,700 (+6.89%) Building $646,700 | $746,630 (+58.74%) |
| 2025 | $6,746.00 (-6.55%) | $605,000 (-4.63%) Building $605,000 | $470,345 |
| 2024 | $7,219.00 (+1.95%) | $634,400 (+9.57%) Building $634,400 | |
| 2023 | $7,081.00 | $579,000 Building $579,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1991–2010) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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