Essex County and Ipswich Town property record for 14 Summer St, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,904 sqft · built 1920 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Dec 2017) |
| Tax Bill | $8,608 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:31C B:0041 L:0 |
| Primary APN | IPSW M:31C B:0041 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 4,083 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,550 sqft (0.265 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2631 |
|---|---|
| Street Address | 14 SUMMER ST |
| City | IPSWICH |
| State | MA |
| Zip | 01938-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IR |
| Legal Block | 41 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 223200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East End Historic District listed 1980 · 42 contributing resources · NRIS 80000461 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
14 Summer St is owned and occupied by two individuals who bought it in December 2017.
Source: Essex County and Ipswich Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Jun 11, 2018 | Deed of Trust, Mortgage FIRST IPSWICH BANK |
| Nov 6, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST IPSWICH BANK |
| Dec 29, 2017 | Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL |
| May 11, 2017 | Personal Representative Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on File |
| Deed Sale | Dec 29, 2017 · Amount on File |
| Deed Document Number | 2017171229005330 |
| Deed Book / Page | 36444 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039973-600 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 39973/600 |
| Instrument | 20210614000410 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Apr 6, 2026 |
| Property Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Document Number | 043313-268 |
| Book / Page | 43313 / 268 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202690 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Document Number | 0000000090, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 43313/268 |
| Instrument | 202690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36778-27 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 36778/27 |
| Instrument | 180611002640 |
| Name | FIRST IPSWICH BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37133-470 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 37133/470 |
| Instrument | 181106000020 |
| Name | FIRST IPSWICH BANK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Dec 29, 2017 |
| Property Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Document Number | 36444-420 |
| Book / Page | 36444 / 420 |
| Instrument | 171229005330 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Document Number | 364440423 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 36444/0423 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2047 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | May 11, 2017 |
| Property Address | 14 SUMMER ST, IPSWICH, MA 01938-2208 |
| Document Number | 35859-222 |
| Book / Page | 035859 / 000222 |
| Instrument Date | May 10, 2017 |
| Instrument | 1705110256 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 47 N MAIN ST IPSWICH MA 019382235, IPSWICH, MA 01938-2235 |
The 2026 property tax bill for 14 Summer St was $8,608, up 1.7% from the year before.
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,608.00 (+1.69%) | $798,500 (+5.18%) Land $343,800 Building $454,700 | $930,328 (+37.83%) |
| 2025 | $8,465.00 (+8.83%) | $759,200 (+11.08%) Land $324,000 Building $435,200 | $674,975 |
| 2024 | $7,778.00 (+8.24%) | $683,500 (+16.32%) Land $322,600 Building $360,900 | |
| 2023 | $7,186.00 | $587,600 Land $271,700 Building $315,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Summer St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1991–2010) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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