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20 Stevens St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 20 Stevens St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,836 sqft · built 1977
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Dec 2019)
Tax Bill$7,169 (2024)
Deeds & MortgagesJun 2025 Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWINL M:41 B:76 L:94

Property Details

APN / Parcel Number

Primary APNWINL M:41 B:76 L:94
Alternative APNs
  • 00423000
  • 423000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,836 sqft Living Area
1st Floor Area1,152 sqft
Basement Area912 sqft
Unfinished Basement912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number423000
Street Address20 STEVENS ST
CityWINDSOR LOCKS
StateCT
Zip06096-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block76
Legal Lot Number94
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group4
Census Block4000
Census Tract476300

Owner

Source: Windsor Locks Town records · APN WINL M:41 B:76 L:94

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 STEVENS ST, WINDSOR LOCKS, CT 06096-2118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CARRINGTON MORTGAGE SERVICES LLC
Dec 09, 2019Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 01, 2018Warranty Deed, Transfer
LIBERTY FEDERAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2019 · Amount on Record
Deed SaleDec 09, 2019 · Amount on Record
Prior SaleOct 01, 2018 · Amount on Record
Deed Document Number2019846380003
Deed Book / Page490 / 795
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR LOCKS CT
Property Address20 STEVENS ST, WINDSOR LOCKS, CT 06096-2118
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000547-71
DateJun 13, 2025
Book Page547/71
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateDec 09, 2019
Property Address20 STEVENS ST, WINDSOR LOCKS, CT 06096-2118
Document Number490-795
Book / Page490 / 795
Instrument DateDec 09, 2019
Instrument846380003
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number846390015
DateDec 09, 2019
Instrument846390015
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR LOCKS CT
Recording DateOct 01, 2018
Property Address20 STEVENS ST, WINDSOR LOCKS, CT 06096-2118
Document Number479-648
Book / Page479 / 648
Instrument807400003
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$35.62
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4790651
DateOct 01, 2018
Instrument00479/0651
Lender
NameLIBERTY FEDERAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueOct 01, 2048
Interest
Max Rate At Change0.12%

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$298,830 (+80.97%) Land $66,360 Building $232,470$209,181 Land $46,452 Building $162,729
2024$7,169.00 (+54.27%)$165,130 (-) Land $53,060 Building $112,070
2023$4,647.00 (+8.96%)$165,130 (-) Land $53,060 Building $112,070
2022$4,265.00$165,130 Land $53,060 Building $112,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 323 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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