16 Stevens St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 16 Stevens St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,721 sqft · built 1978
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$244,900 (Jun 2014)
Tax Bill	$8,156 (2024)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINL M:41 B:76 L:96`

Property Details

APN / Parcel Number

Primary APN	`WINL M:41 B:76 L:96`
Alternative APNs	`00422600` `422600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	2,719 sqft
1st Floor Area	1,721 sqft
Basement Area	1,248 sqft
Unfinished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,344 sqft (0.49 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	422600
Street Address	16 STEVENS ST
City	WINDSOR LOCKS
State	CT
Zip	06096-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	76
Legal Lot Number	96
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	4
Census Block	4000
Census Tract	476300

Owner

Source: Windsor Locks Town records · APN WINL M:41 B:76 L:96

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 STEVENS ST, WINDSOR LOCKS, CT 06096-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Prior Sale	Aug 27, 2012
Deed Book / Page	439 / 294
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	16 STEVENS ST, WINDSOR LOCKS, CT 06096-2118
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000515-629
Date	Feb 10, 2022
Book Page	515/629
Instrument	1251220010

Lender

Name	LOWER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,990 (+72.6%) Land $66,990 Building $273,000	$237,993 Land $46,893 Building $191,100
2024	$8,156.00 (+47.14%)	$196,980 (-) Land $53,270 Building $143,710
2023	$5,543.00 (+8.94%)	$196,980 (-) Land $53,270 Building $143,710
2022	$5,088.00	$196,980 Land $53,270 Building $143,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, as of August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 323 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0473011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.