Newton County property record for 20 Stephens Ct, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,614 sqft · built 2001 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $296,000 (Jul 2023) |
| Tax Bill | $2,864 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2023 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00080-00000-591-000 |
| Primary APN | 00080-00000-591-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,614 sqft Heated Area |
| 1st Floor Area | 740 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2341 |
|---|---|
| Street Address | 20 STEPHENS CT |
| City | COVINGTON |
| State | GA |
| Zip | 30016-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 64 THE FALLS AT B B PH |
| Legal Subdivision | THE FALLS |
| Legal Lot Number | 64 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 100905 |
Source: Newton County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 STEPHENS CT, COVINGTON, GA 30016-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCE |
| Feb 7, 2023 | Foreclosure |
| Jun 23, 2020 | Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2023 · Amount on Record |
| Deed Book / Page | 4532 / 226 |
| Prior Transfer Date | Feb 7, 2023 |
| Prior Transfer Doc | 0044800600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jul 25, 2023 |
| Property Address | 20 STEPHENS CT, COVINGTON, GA 30016-8970 |
| Document Number | 0045320226 |
| Book / Page | 4532 / 226 |
| Instrument Date | Jul 17, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 STEPHENS CT, COVINGTON, GA 30016-8970 |
| Investor | Possibly a Property Investor |
| Document Number | 0004532228 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 4532/228 |
| Name | AMERICAN FINANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2053 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Feb 7, 2023 |
| Property Address | 20 STEPHENS CT, COVINGTON, GA 30016-8970 |
| Document Number | 0044800600 |
| Book / Page | 4480 / 600 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 2023-000639 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5995 PEACHTREE CORS E, NORCROSS, GA 30071-1337 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jun 23, 2020 |
| Property Address | 20 STEPHENS CT, COVINGTON, GA 30016-8970 |
| Document Number | 0040240321 |
| Book / Page | 004024 / 000321 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 8319 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 STEPHENS CT COVINGTON GA 300168970, COVINGTON, GA 30016-8970 |
| Document Number | 40240323 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 004024/000323 |
| Instrument | 8320 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,864.00 (-2.68%) Homeowner's exemption | $118,000 (+3.55%) Land $16,800 Building $101,200 | $295,000 (+3.55%) Land $42,000 Building $253,000 |
| 2024 | $2,943.00 (+25.34%) | $113,960 (+8.57%) Land $16,800 Building $97,160 | $284,900 (+8.57%) Land $42,000 Building $242,900 |
| 2023 | $104,960 (+35.54%) Land $16,000 Building $88,960 | $262,400 (+35.54%) Land $40,000 Building $222,400 | |
| 2022 | $2,348.00 | $77,440 Land $8,000 Building $69,440 | $193,600 Land $20,000 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures