15 Stephens Ct, Covington, GA 30016 Property Records

Newton County property record for 15 Stephens Ct, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,760 sqft · built 2000
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Nov 2020)
Tax Bill$3,154 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN00080-00000-595-000

Property Details

APN / Parcel Number

Primary APN00080-00000-595-000
Alternative APNs
  • 0008 595
  • 2345

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,760 sqft Heated Area
1st Floor Area1,560 sqft
FlooringOther
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialVinyl
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,136 sqft (0.6 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area134 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2345
Old Parcel Number0008 595
Street Address15 STEPHENS CT
CityCOVINGTON
StateGA
Zip30016-8970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 68 THE FALLS AT B B PH
Legal SubdivisionTHE FALLS
Legal BlockB
Legal Lot Number68
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group2
Census Block2001
Census Tract100905

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address15 STEPHENS CT, COVINGTON, GA 30016-8970
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Grant Deed, Transfer · FHA Mortgage
CARDINAL FIN'L
Jan 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MTG SOLUTIONS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleAug 27, 2003
Deed Document Number0004111439
Deed Book / Page4111 / 439
Record UpdatedJun 8, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateDec 14, 2020
Property Address15 STEPHENS CT, COVINGTON, GA 30016-8970
Document Number0041110439
Book / Page004111 / 000439
Instrument DateNov 24, 2020
Instrument18202
Transaction TypeTransfer
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 STEPHENS CT COVINGTON GA 300168970, COVINGTON, GA 30016-8970

Mortgage

Document Number41110442
DateDec 14, 2020
Book Page004111/000442
Instrument18203
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address15 STEPHENS CT, COVINGTON, GA 30016-8970
Document Number0037920473
Instrument DateJan 10, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 STEPHENS CT COVINGTON GA 300168970, COVINGTON, GA 30016-8970

Mortgage

Document Number0037920473
DateJan 15, 2019
Book Page003792/000473
Instrument606
Lender
NameANGEL OAK MTG SOLUTIONS
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2049
Interest
Rate TypeAdjustable Rate
Rate7.94%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,154.00 (+17.16%) Homeowner's exemption$130,080 (+10.46%) Land $16,800 Building $113,280$325,200 (+10.46%) Land $42,000 Building $283,200
2023$117,760 Land $16,000 Building $101,760$294,400 Land $40,000 Building $254,400
2022$2,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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