Norwich City property record for 20 Spruce St, Norwich, CT 06360 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1890 |
| Square Footage | 515 sqft Living Area |
| Lot Size | 20,343 sqft (0.467 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $156,500 (2024) |
| Tax Bill | $3,464.00 (2025) |
| Primary APN | NORW M:110 B:3 L:40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 515 sqft Living Area |
| Gross Area | 1,055 sqft Gross Area |
| 1st Floor | 515 sqft 1st Floor |
| Basement Area | 515 sqft Basement |
| Unfinished Basement | 515 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,343 sqft (0.467 acres) |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 58550001 |
|---|---|
| Street Address | 20 SPRUCE ST |
| City | NORWICH |
| State | CT |
| Zip | 06360-6321 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | NORWICH CT |
| Minor Civil Division | NORWICH |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 697000 |
Source: Norwich City records · APN NORW M:110 B:3 L:40
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 SPRUCE ST, NORWICH, CT 06360-6321 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 27, 2024 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CONNECTICUT HOUSING FINANCE AUTHORITY |
| Nov 27, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage HOMESTEAD FUNDING CORP |
| Jul 18, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on Record |
| Deed Sale | Nov 27, 2024 · Amount on Record |
| Prior Sale | Jul 18, 2023 · Amount on Record |
| Deed Doc Number | 20242024004764 |
| Deed Book / Page | 3554 / 211 |
| Transfer Doc | 2851000132 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWICH CT |
| Property Address | 20 SPRUCE ST, NORWICH, CT 06360-6321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003554-231 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | 3554/231 |
| Instrument | 2024004766 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORWICH CT |
| Recording Date | Nov 27, 2024 |
| Property Address | 20 SPRUCE ST, NORWICH, CT 06360-6321 |
| Document Number | 003554-211 |
| Book / Page | 3554 / 211 |
| Instrument Date | Nov 27, 2024 |
| Instrument | 2024004764 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SPRUCE ST, NORWICH, CT 06360-6321 |
| Document Number | 2024004765 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | 2024004765 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORWICH CT |
| Recording Date | Jul 18, 2023 |
| Property Address | 20 SPRUCE ST, NORWICH, CT 06360-6321 |
| Document Number | 003440-220 |
| Book / Page | 3440 / 220 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023002916 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8000 RESEARCH FOREST DR STE 115, 115, SPRING, TX 77382-1506 |
| Investor | Possibly a Property Investor |
Source: Norwich City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Norwich City |
| Unified School District | Norwich School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,464.00 | $85,600 (+62.12%) Land $43,800 Building $41,800 | $59,920 Land $30,660 Building $29,260 |
| 2024 | $3,464.00 (+34.89%) | ||
| 2023 | $2,568.00 (+0.31%) | $52,800 (-) Land $27,100 Building $25,700 | |
| 2022 | $2,560.00 | $52,800 Land $27,100 Building $25,700 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Laurel Hill Historic District listed 1987 · 146 contributing resources · NRIS 87000516 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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