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20 Spring House Ln, Troy, MO 63379 Property Records

Lincoln County property record for 20 Spring House Ln, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,797 sqft · built 2005
Lot Size3.68 acres (160,301 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Apr 2018)
Tax Bill$3,008 (2025)
Deeds & MortgagesNov 2020 Mortgage
Apr 2018 Mortgage
Flood ZoneZone A (high risk)
APN09-80-27-000-000-006.031

Property Details

APN / Parcel Number

Primary APN09-80-27-000-000-006.031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,797 sqft Living Area
Basement Area1,797 sqft
Unfinished Basement1,797 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area160,301 sqft (3.68 acres)
Garage Area776 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address20 SPRING HOUSE LN
CityTROY
StateMO
Zip63379-5786
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 SPRING HOUSE MEADOWS
Legal Range01E
Legal Township50N
Legal Section27
Legal SubdivisionSPRING HOUSE MEADOWS
Legal Lot Number21
JurisdictionLINCOLN MO
Township / Civil DivisionSNOW HILL
Census Block Group2
Census Block2028
Census Tract810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 SPRING HOUSE LN, TROY, MO 63379-5786
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE HOME LOAN EXPERT LLC
Apr 3, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
THE HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2018 · Amount on Record
Deed SaleApr 3, 2018 · Amount on Record
Prior SaleJun 24, 2014 · Amount on Record
Deed Document Number20182687
Deed Book / Page2421 / 329
Prior Transfer DateMar 29, 2018
Prior Transfer Doc2421/0329
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address20 SPRING HOUSE LN, TROY, MO 63379-5786
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002454/834
DateNov 4, 2020
Book Page2454/834
Instrument2020012914
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN MO
Recording DateApr 3, 2018
Property Address20 SPRING HOUSE LN, TROY, MO 63379-5786
Document Number2421/0329
Book / Page2421 / 0329
Map ReferenceMB13 PG107
Instrument DateMar 29, 2018
Instrument2018002687
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SPRING HAVEN DR, TROY, MO 63379-4883

Mortgage

Document Number2018002688
DateApr 3, 2018
Instrument2018002688
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictWinfield R-IV School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,328 (-) Land $8,706 Building $43,622
2025$3,008.00 (+8.63%)$52,328 (+9.1%) Land $8,706 Building $43,622$275,410 (+9.1%) Land $45,820 Building $229,590
2023$2,769.00 (+3.79%)$47,962 Land $7,657 Building $40,305$252,430 Land $40,300 Building $212,130
2022$2,668.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY PWSD 1
serves 14,000 people · EPA ID MO6024340
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Systec Wireless Communications
Fixed Wireless		100 / 20
Brightspeed
DSL		100 / 10

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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