Lauderdale County property record for 20 Spring Cove Rd, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,961 sqft · built 2004 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $371,100 (Mar 2026) |
| Tax Bill | $2,787 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-03-0-002-003-007 |
| Primary APN | 16-02-03-0-002-003-007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,961 sqft Living Area |
| 1st Floor Area | 1,974 sqft |
| 2nd Floor Area | 987 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 67,082 sqft (1.54 acres) |
| Lot Dimensions | 444 ft deep x 165 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 103784 |
|---|---|
| Street Address | 20 SPRING COVE RD |
| City | FLORENCE |
| State | AL |
| Zip | 35634-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 165.96 X 444.86 IRR LOT BEING PT OF SE/4 OF NW/4 SEC 3 T2S R10W 1.54 AC/D BEG @ A PT 150S N & 910S W OF SE COR OF NW/4 THEN N |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 03 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | KILLEN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11603 |
Source: Lauderdale County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 SPRING COVE RD, FLORENCE, AL 35634-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 13, 2026 | Warranty Deed, Transfer |
| Apr 13, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Apr 13, 2022 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Mar 13, 2026 |
| Property Address | 20 SPRING COVE RD, FLORENCE, AL 35634-3612 |
| Document Number | 2026/12029 |
| Book / Page | 2026 / 12029 |
| Instrument Date | Mar 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 490, FLORENCE, AL 35631-0490 |
| Name | Verified Name |
|---|---|
| Address | 20 SPRING COVE RD, FLORENCE, AL 35634-3612 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Apr 13, 2022 |
| Property Address | 20 SPRING COVE RD, FLORENCE, AL 35634-3612 |
| Document Number | 2022/20385 |
| Book / Page | 2022 / 20385 |
| Instrument Date | Apr 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 490, FLORENCE, AL 35631-0490 |
| Name | Verified Name |
|---|---|
| Address | 4046 ST ANDREWS LN, SPRING HILL, TN 37174-2261 |
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,787.00 (-5.81%) | $79,640 (-5.82%) | $398,220 (-5.82%) Land $35,800 Building $362,420 |
| 2024 | $2,959.00 (+4.34%) | $84,560 (+1,225.39%) Land $6,960 Building $77,600 | $422,840 (+6.25%) Land $34,800 Building $388,040 |
| 2023 | $2,836.00 (+144.91%) | $6,380 (-80.85%) Land $6,380 | $397,980 (+19.48%) Land $31,900 Building $366,080 |
| 2022 | $1,158.00 Homeowner's exemption | $33,320 | $333,100 Land $26,700 Building $306,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 17 (1991–2010) |
| Claims Outside the SFHA | 6 of 17 |
| Most Recent Claim | May 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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