20 Spectacle Ln, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 20 Spectacle Ln, Ridgefield, CT 06877 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 2008
Square Footage	5,684 sqft Living Area
Lot Size	87,556 sqft (2.01 acres)
Occupancy	Owner Occupied
Last Sale	$815,000 (1995)
Tax Bill	$29,442.00 (2025)

Owner

Source: Ridgefield Town records · APN F200085

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 SPECTACLE LN, RIDGEFIELD, CT 06877-5714
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 1995 · Amount on Record
Deed Sale	Jul 13, 1995 · Amount on Record
Prior Sale	Nov 30, 1994 · Amount on Record
Deed Book / Page	511 / 88
Record Refreshed	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	20 SPECTACLE LN, RIDGEFIELD, CT 06877-5714
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1089-124
Date	Apr 17, 2020
Book Page	1089/124

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,442.00	$1,074,920 (-) Land $402,570 Building $672,350	$752,444 Land $281,799 Building $470,645
2024	$29,442.00 (+6.12%)
2023	$27,744.00 (-2.63%)	$1,074,920 (+7.25%) Land $402,570 Building $672,350
2022	$28,493.00	$1,002,210 Land $332,550 Building $669,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`F200085`
Alternative APN	`RIDG M:F20 B:0085`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	12 Rooms
Building Area	5,684 sqft Living Area
Basement Area	2,604 sqft Basement
Unfinished Basement	2,054 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2008
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Attached Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	F200085
Street Address	20 SPECTACLE LN
City	RIDGEFIELD
State	CT
Zip	06877-5714
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	85
Jurisdiction	RIDGEFIELD CT
Minor Civil Division	RIDGEFIELD
Census Blockgroup	2
Census Block	2000
Census Tract	245400