20 Spear Ln, Denville, NJ 07834 Property Records

Morris County and Denville Township property record for 20 Spear Ln, Denville, NJ 07834

Property Summary

Property Type	Single Family Home
Details	2,334 sqft · built 2005
Lot Size	0.444 acres (19,341 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Jan 2005)
Tax Bill	$12,465 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2021 Mortgage
APN	`08-61702-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`08-61702-0000-00015`
Alternative APNs	`086170200015` `00056340`

Interior

Stories	2 Stories
Building Area	2,334 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Construction Type	Frame
Lot Area	19,341 sqft (0.444 acres)
Lot Dimensions	242 ft deep x 80 ft wide
Garage Type	Attached

Location & Zoning

Account Number	00056340
Street Address	20 SPEAR LN
City	DENVILLE
State	NJ
Zip	07834-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	61702
Legal Lot Number	15
Jurisdiction	MORRIS NJ
Township / Civil Division	DENVILLE
Census Block Group	3
Census Block	3008
Census Tract	41300

Owner

20 Spear Ln is owned and occupied by two individuals who bought it in January 2005.

Source: Morris County and Denville Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 SPEAR LN, DENVILLE, NJ 07834-1325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2005 · Amount on File
Deed Sale	Jan 27, 2005 · Amount on File
Prior Sale	May 6, 2004 · Amount on File
Deed Book / Page	6258 / 258
Prior Transfer Date	Mar 23, 2004
Prior Transfer Doc	6062000063
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	20 SPEAR LN, DENVILLE, NJ 07834-1325
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237861321
Date	Jun 3, 2020
Book Page	23786/1321
Instrument	2020034092

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	20 SPEAR LN, DENVILLE, NJ 07834-1325
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ARDENT TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240411107
Date	Mar 1, 2021
Book Page	24041/1107
Instrument	2021018537

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Morris County and Denville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Denville Township
Elementary School District	Denville Township School District (KG - 08)
Secondary School District	Morris Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,300 (-) Land $151,600 Building $300,700	$452,300 (-) Land $151,600 Building $300,700
2025		$452,300 Land $151,600 Building $300,700	$452,300 Land $151,600 Building $300,700
2024	$12,465.00
2023		$452,300 Land $151,600 Building $300,700	$452,300 Land $151,600 Building $300,700
2022	$11,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Spear Ln; there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1979–2023)
Claims Outside the SFHA	8 of 19
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Coastal Storms & Flooding, Apr 1984 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Spear Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVILLE TWP WATER DEPT serves 15,881 people · EPA ID NJ1408001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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